Explore credit cards

2 points per $1 on eligible airfare and hotel bookings through Luxury Card Travel; 2% value for airfare and 1.5% value for cash-back redemptions

A $699 annual fee applies, with separate authorized-user fees. The $200 airline credit is limited to eligible flight-related purchases and the account-year cap. Lounge access may require enrollment and is subject to participating-lounge rules. Balance transfers must be completed within 45 days and are subject to the disclosed transfer fee and 15-month promotional period.

2 points per $1 on eligible airfare and hotel bookings through Luxury Card Travel; 2% value for airfare and cash-back redemptions

A $1,199 annual fee applies, with separate authorized-user fees. The $300 airline credit applies only to eligible flight-related purchases and is capped per account year. Elevated travel earnings require eligible Luxury Card Travel bookings. Balance transfers must be completed within 45 days and are subject to the disclosed transfer fee and 15-month promotional period.

2 points per $1 on eligible airfare and hotel bookings through Luxury Card Travel; 2% value for airfare and 1% value for cash-back redemptions

A $299 annual fee applies, with separate authorized-user fees. The 2X rate requires eligible airfare or hotel bookings through Luxury Card Travel. Cash-back and airfare redemption values differ. Balance transfers must be completed within 45 days and are subject to the disclosed transfer fee and 15-month promotional period.

4 points/$1 on travel; 3 points/$1 on dining; 1 point/$1 on other eligible purchases

Eligible net purchases only; merchant coding, account standing and issuer program rules apply. Fees, interest, cash advances and balance transfers do not earn purchase rewards. Airline credit requires $100 in eligible airline purchases; credits exclude ineligible transactions under current terms.

3X points on eligible travel; 2X points on other eligible purchases

• Eligible travel purchases depend on merchant category codes. Fees, interest, balance transfers, cash advances, gambling and cash equivalents are excluded.
• Other eligible purchases earn 2X. Eligible-purchase exclusions apply; do not substitute Premier's 1X base rate.

Legacy Flagship Rewards is closed to new applicants and remains available to existing cardholders. It earns 3X eligible travel and 2X other eligible purchases. The $95 annual fee applies at the next annual-fee charge on or after November 2, 2026 whether the card is retained or upgraded. Qualifying Amazon Prime annual membership only, one statement credit per account per year; monthly Prime plans are excluded. Global Entry/TSA PreCheck credit is up to $120 every 4 years. Eligible-purchase exclusions and merchant category codes apply. Flagship Premier is a separate product with different earning rates and benefits.

3X Norwegian purchases; 2X eligible air and hotel; 1X other

Eligible purchase and redemption rules apply

3% in OneKeyCash on eligible Expedia, Hotels.com and Vrbo purchases; 3% at gas stations, grocery stores and on dining; 1.5% on other eligible purchases.

OneKeyCash is promotional, has no cash value and cannot be redeemed for cash. Expedia-group bookings generally must be made through the U.S. sites while logged into the linked primary One Key account; merchant coding and excluded transactions apply. Only one eligible One Key-family account is allowed.

3% in OneKeyCash on eligible Expedia, Hotels.com and Vrbo purchases; 3% at gas stations, grocery stores and on dining; 2% on other eligible purchases.

OneKeyCash is promotional, has no cash value and cannot be redeemed for cash. The $100 anniversary award expires 12 months after issuance. Expedia-group bookings generally must be made through the U.S. sites while logged into the linked primary One Key account; merchant coding and excluded transactions apply.

4X points on travel and 3X on dining for Honors Advantage members; 3X on travel and 2X on dining for other members; 1.5X points on all other purchases.

$95 annual fee. Honors Advantage qualification requires eligible military status or qualifying PenFed checking ownership; enhanced rates stop if eligibility ends. Points expire five years after earning. Priority Pass membership is complimentary but lounge visit fees apply.

5 points per $1 on eligible Priceline bookings; 2 points per $1 on gas and restaurant purchases; 1 point per $1 on other eligible purchases

The welcome bonus requires $500 in eligible purchases within 90 days. Elevated Priceline earnings require qualifying bookings through eligible Priceline channels; cancellations and refunds can reverse points. Balance transfers must be made within 45 days and are subject to the disclosed transfer fee. Merchant coding and Barclays rewards-program exclusions apply.

5X eligible RCI products/services; 2X eligible travel, gas, EV charging and rideshare; 1X other eligible purchases.

Rewards apply only to eligible net purchases after returns, credits and adjustments. Balance transfers, cash advances, fees, interest and cash-equivalent transactions do not earn rewards. Merchant coding and applicant-specific terms apply.

4X Royal Caribbean, Celebrity and Silversea; 2X airline, hotel, dining, grocery, gas and EV; 1X other

Eligible cruise-line and merchant-category rules apply

3X Royal Caribbean, Celebrity and Silversea; 2X grocery, gas and EV; 1X other

Eligible cruise-line and merchant-category rules apply

8X Chase Travel; 4X flights and hotels booked direct; 3X social media and search engine advertising; 1X other purchases

Business eligibility and spending-category definitions apply. Rewards are earned on eligible net purchases only; returns, fees, interest, cash advances, balance transfers, and cash-like transactions do not earn rewards. Bonus eligibility and benefits follow the live offer and program terms.

6 points per $1 on prepaid travel booked in Rewards Center; 2 points elsewhere

Rewards apply only to eligible net purchases; returns, credits, balance transfers, cash advances, fees, interest and cash-equivalent transactions do not earn rewards. Merchant category coding and the issuer’s rewards-program rules determine bonus eligibility. The ongoing rate is 18.99%–27.99% variable APR and may change as described in the card agreement.

4 points per $1 on eligible travel, gas/EV, entertainment and recreation; 1.5 points elsewhere

Rewards apply only to eligible net purchases; returns, credits, balance transfers, cash advances, fees, interest and cash-equivalent transactions do not earn rewards. Merchant category coding and the issuer’s rewards-program rules determine bonus eligibility. The ongoing rate is 18.99%–27.99% variable APR and may change as described in the card agreement.

2X Southwest purchases; 2X gas and groceries on first $5,000 combined each anniversary year; 1X all other purchases

Gas and grocery 2X is capped at $5,000 combined per anniversary year. Bag and seat benefits require eligible travel and are subject to availability/program terms. Welcome-offer eligibility excludes current Southwest consumer cardholders and those who received a consumer Southwest bonus in the past 24 months.

3X Southwest purchases; 2X groceries and restaurants on first $8,000 combined each anniversary year; 1X all other purchases

Grocery and restaurant 2X is capped at $8,000 combined per anniversary year. Bag and seat benefits require eligible travel and are subject to availability/program terms. Welcome-offer eligibility excludes current Southwest consumer cardholders and those who received a consumer Southwest bonus in the past 24 months.