THE CARDTUNED DATABASE
Norwegian Cruise Line World Mastercard

Issuer: Bank of America · Network: Mastercard
3X Norwegian purchases; 2X eligible air and hotel; 1X other
- Annual fee
- $0
- Foreign transaction fee
- $0
- Intro APR
- None
- Regular APR
- 17.49%–27.49% variable
Full card review date:
This date covers the full card review. Individual terms may have been checked separately afterward; see dates noted in the terms and offer below.
Current offer
20,000 points after $1,000 in purchases in 90 days
- Spending requirement
- $1,000 in purchases
- Time window
- 90 days
Offer last checked: 2026-09-04
Earning rates
Scroll the table horizontally on smaller screens.
| Category | Rate | Eligible purchases and conditions |
|---|---|---|
| Eligible purchases | 3X | Norwegian purchases |
| Hotels | 2X | eligible air and hotel |
| Other purchases | 1X | other |
Additional benefits
• 20,000 points after $1,000 in purchases in 90 days
• Redeem for onboard credit, cruise discounts, cash, gift cards and travel
Restrictions to know
Eligible purchase and redemption rules apply
Who can apply
Public U.S. consumer application
Credit profile: Good–Excellent