THE CARDTUNED DATABASE
Bank of America Premium Rewards Credit Card
Issuer: Bank of America · Network: Visa
Unlimited 2 points per $1 on travel and dining; unlimited 1.5 points per $1 on all other purchases. Eligible BofA Rewards members may receive a relationship bonus based on tier.
- Annual fee
- $95
- Foreign transaction fee
- None
- Intro APR
- None
- Regular APR
- 19.49%–27.49% variable APR
Full card review date:
This date covers the full card review. Individual terms may have been checked separately afterward; see dates noted in the terms and offer below.
Current offer
60,000 online bonus points after at least $4,000 in purchases within the first 90 days of account opening.
- Spending requirement
- $4,000 in purchases
- Time window
- within the first 90 days
Offer last checked: 2026-09-04
Earning rates
Scroll the table horizontally on smaller screens.
| Category | Rate | Eligible purchases and conditions |
|---|---|---|
| Dining | 2 points | Unlimited — per $1 on travel and dining |
Additional benefits
• Up to $100 in airline incidental statement credits each calendar year
• Up to $100 in Global Entry or TSA PreCheck statement credits every four years
• No foreign transaction fee
Restrictions to know
Bonus requires qualifying net purchases posted within 90 days. Airline incidental and airport-security credits apply only to eligible charges and merchant coding. Relationship reward bonus depends on BofA Rewards tier and eligibility.
Who can apply
U.S. applicant of legal age; subject to Bank of America credit approval, identity and income verification, and current product/application rules.
Credit profile: Not Public / issuer underwriting applies