THE CARDTUNED DATABASE
Bank of America Business Advantage Customized Cash Rewards Mastercard
Issuer: Bank of America · Network: Mastercard
3% cash back in a selected business category, 2% dining and 1% other, subject to combined annual cap
- Annual fee
- $0
- Foreign transaction fee
- 3%
- Intro APR
- See current online application terms.
- Regular APR
- See current online application terms.
Full card review date:
This date covers the full card review. Individual terms may have been checked separately afterward; see dates noted in the terms and offer below.
Current offer
Earn a $500 online cash rewards bonus after at least $5,000 in purchases within 90 days of account opening.
- Spending requirement
- $5,000 in purchases
- Time window
- Within 90 days of account opening
Offer last checked: 2026-09-08
Earning rates
Scroll the table horizontally on smaller screens.
| Category | Rate | Eligible purchases and conditions |
|---|---|---|
| Eligible purchases | 3% | cash back in a selected business category |
| Dining | 2% | dining and 1% other, subject to combined annual cap |
Additional benefits
• Earn a $500 online cash rewards bonus after at least $5,000 in purchases within 90 days
• The 3% and 2% categories share a $50,000 annual purchase cap, then earn 1%
• Preferred Rewards for Business can increase eligible category rates
Restrictions to know
The $500 bonus requires at least $5,000 in purchases within 90 days and is an online-only offer. The 3% choice and 2% dining categories share a $50,000 calendar-year purchase cap, then earn 1%. Merchant coding and Preferred Rewards for Business relationship requirements apply.
Who can apply
U.S. business owner or authorized officer application
Credit profile: Good–Excellent