THE CARDTUNED DATABASE
Bank of America Business Advantage Unlimited Cash Rewards Mastercard
Issuer: Bank of America · Network: Mastercard
Unlimited 1.5% cash back on all purchases
- Annual fee
- $0
- Foreign transaction fee
- 3%
- Intro APR
- See current online application terms.
- Regular APR
- See current online application terms.
Full card review date:
This date covers the full card review. Individual terms may have been checked separately afterward; see dates noted in the terms and offer below.
Current offer
Earn a $500 online cash rewards bonus after at least $5,000 in purchases within 90 days of account opening.
- Spending requirement
- $5,000 in purchases
- Time window
- Within 90 days of account opening
Offer last checked: 2026-09-08
Earning rates
Scroll the table horizontally on smaller screens.
| Category | Rate | Eligible purchases and conditions |
|---|---|---|
| Other purchases | 1.5% | Unlimited — cash back on all purchases No stated base-earn cap |
Additional benefits
• Earn a $500 online cash rewards bonus after at least $5,000 in purchases within 90 days
• Preferred Rewards for Business can increase the earn rate up to 2.62%
• Add employee cards at no additional cost
Restrictions to know
The $500 bonus requires at least $5,000 in purchases within 90 days. It is an online-only offer and may not be available through a financial center or phone application. Preferred Rewards for Business relationship and balance requirements apply to elevated earning.
Who can apply
U.S. business owner or authorized officer application
Credit profile: Good–Excellent