THE CARDTUNED DATABASE
Bank of America Premium Rewards Elite Credit Card
Issuer: Bank of America · Network: Visa
Unlimited 2 points per $1 on travel and dining; unlimited 1.5 points per $1 on all other purchases. Eligible BofA Rewards members may receive a relationship bonus based on tier.
- Annual fee
- $550
- Foreign transaction fee
- None
- Intro APR
- None
- Regular APR
- 19.49%–27.49% variable APR
Full card review date:
This date covers the full card review. Individual terms may have been checked separately afterward; see dates noted in the terms and offer below.
Current offer
75,000 online bonus points after at least $5,000 in purchases within the first 90 days of account opening.
- Spending requirement
- $5,000 in purchases
- Time window
- within the first 90 days
Offer last checked: 2026-09-04
Earning rates
Scroll the table horizontally on smaller screens.
| Category | Rate | Eligible purchases and conditions |
|---|---|---|
| Dining | 2 points | Unlimited — per $1 on travel and dining |
Additional benefits
• Up to $300 in airline incidental statement credits each calendar year
• Up to $150 in annual lifestyle statement credits
• Up to $120 in Global Entry or TSA PreCheck credits every four years
• Priority Pass Select memberships and Visa Infinite concierge benefits
Restrictions to know
Bonus requires qualifying net purchases posted within 90 days. Annual credits are limited to eligible merchants, charges and calendar-year windows. Airfare discount applies only to the points-paid portion booked through the Bank of America Travel Center. Priority Pass enrollment is required.
Who can apply
U.S. applicant of legal age; subject to Bank of America credit approval, identity and income verification, and current product/application rules.
Credit profile: Not Public / issuer underwriting applies