THE CARDTUNED DATABASE
Royal ONE Plus Visa Signature Credit Card
Issuer: Bank of America · Network: Visa
4X Royal Caribbean, Celebrity and Silversea; 2X airline, hotel, dining, grocery, gas and EV; 1X other
- Annual fee
- $99
- Foreign transaction fee
- $0
- Intro APR
- None
- Regular APR
- 17.49%–27.49% variable
Full card review date:
This date covers the full card review. Individual terms may have been checked separately afterward; see dates noted in the terms and offer below.
Current offer
60,000 points after $2,500 in purchases in 90 days
- Spending requirement
- $2,500 in purchases
- Time window
- 90 days
Offer last checked: 2026-09-04
Earning rates
Scroll the table horizontally on smaller screens.
| Category | Rate | Eligible purchases and conditions |
|---|---|---|
| Eligible purchases | 4X | Royal Caribbean, Celebrity and Silversea |
| Selected categories | 2X | airline, hotel, dining, grocery, gas and EV |
| Other purchases | 1X | other |
Additional benefits
• 60,000 points after $2,500 in purchases in 90 days
• Enhanced cruise rewards and redemption for onboard credit or cruise discounts
Restrictions to know
Eligible cruise-line and merchant-category rules apply
Who can apply
Public U.S. consumer application
Credit profile: Good–Excellent