THE CARDTUNED DATABASE
Sapphire Reserve for Business
Issuer: Chase · Network: Visa
8X Chase Travel; 4X flights and hotels booked direct; 3X social media and search engine advertising; 1X other purchases
- Annual fee
- $795
- Foreign transaction fee
- None
- Intro APR
- No public introductory APR listed; promotional terms, if any, are disclosed in the application.
- Regular APR
- Pay in Full card; Flex for Business APR 17.74%–28.49% variable
Full card review date:
This date covers the full card review. Individual terms may have been checked separately afterward; see dates noted in the terms and offer below.
Current offer
200,000 points after $30,000 in purchases within the first 6 months (verified Sep. 1, 2026)
- Spending requirement
- $30,000 in purchases
- Time window
- within the first 6 months
Offer last checked: 2026-09-04
Earning rates
Scroll the table horizontally on smaller screens.
| Category | Rate | Eligible purchases and conditions |
|---|---|---|
| Travel | 8X | Chase Travel |
| Flights & Hotels | 4X | flights and hotels booked direct |
| Eligible purchases | 3X | social media and search engine advertising |
| Other purchases | 1X | other purchases |
Additional benefits
• $300 annual travel credit
• airport lounge access including Priority Pass
• premium travel and business credits
• employee cards at no additional cost
Restrictions to know
Business eligibility and spending-category definitions apply. Rewards are earned on eligible net purchases only; returns, fees, interest, cash advances, balance transfers, and cash-like transactions do not earn rewards. Bonus eligibility and benefits follow the live offer and program terms.
Who can apply
Business credit card; bonus eligibility restrictions apply
Credit profile: Not Public / issuer underwriting applies