THE CARDTUNED DATABASE
Chase Freedom Rise

Issuer: Chase · Network: Visa
1.5% cash back on all purchases
- Annual fee
- $0
- Foreign transaction fee
- 3%
- Intro APR
- No public introductory APR listed; promotional terms, if any, are disclosed in the application.
- Regular APR
- 18.24%–27.74% variable
Full card review date:
This date covers the full card review. Individual terms may have been checked separately afterward; see dates noted in the terms and offer below.
Current offer
$25 statement credit after enrolling in automatic payments within the first 3 months of account opening and remaining enrolled for at least 90 consecutive days.
- Spending requirement
- Qualifying AutoPay enrollment
- Time window
- Enroll within the first 3 months; remain enrolled at least 90 consecutive days
Offer last checked: 2026-09-29
Earning rates
Scroll the table horizontally on smaller screens.
| Category | Rate | Eligible purchases and conditions |
|---|---|---|
| Other purchases | 1.5% | cash back on all purchases Eligible purchases only. |
Restrictions to know
Rewards apply to eligible purchases. The AutoPay credit requires enrollment within the first 3 months and at least 90 consecutive days of enrollment. Approval and account eligibility requirements apply.
Who can apply
Chase explicitly says prior credit history is not required to qualify; approval still subject to underwriting.
Credit profile: New-to-credit / no prior credit history positioning