THE CARDTUNED DATABASE
Chase Freedom Unlimited
Issuer: Chase · Network: Visa
1.5% all purchases; 3% dining and drugstores; 5% Chase Travel
- Annual fee
- $0
- Foreign transaction fee
- 3%
- Intro APR
- 0% intro APR for 15 months on purchases and balance transfers
- Regular APR
- 18.24%–27.74% variable after intro period
Full card review date:
This date covers the full card review. Individual terms may have been checked separately afterward; see dates noted in the terms and offer below.
Current offer
$200 bonus after $500 in purchases within 3 months (verified Sep. 1, 2026)
- Spending requirement
- $500 in purchases
- Time window
- within 3 months
Offer last checked: 2026-09-04
Earning rates
Scroll the table horizontally on smaller screens.
| Category | Rate | Eligible purchases and conditions |
|---|---|---|
| Other purchases | 1.5% | all purchases |
| Dining & Drugstores | 3% | dining and drugstores |
| Travel | 5% | Chase Travel |
Additional benefits
• Introductory APR terms are available, subject to the application and card agreement.
Restrictions to know
Rewards apply to eligible net purchases only. Merchant coding controls bonus categories; returns, fees, interest, cash advances, balance transfers, and cash-like transactions do not earn rewards. Offer eligibility, category caps, and redemption values follow issuer terms.
Who can apply
U.S. applicant of legal age; subject to Chase credit approval, identity and income verification, and current product/application rules.
Credit profile: Not Public / issuer underwriting applies
Before you choose
Compare both general spending and bonus categories
Start with purchases outside the listed bonus categories, then add eligible category spending. This makes it easier to compare the card with a flat-rate alternative without overstating rewards.
If an introductory APR offer is part of your decision, estimate a payoff schedule before considering rewards. Check the applicable offer and the APR after the promotional period ends.