THE CARDTUNED DATABASE
United Explorer Card
Issuer: Chase · Network: Visa
3X card miles on eligible United purchases; 2X on hotel stays booked directly with the hotel and dining; 1X on other eligible purchases
- Annual fee
- $150
- Foreign transaction fee
- None
- Intro APR
- No introductory purchase APR shown
- Regular APR
- 19.74%–28.24% variable APR
Full card review date:
This date covers the full card review. Individual terms may have been checked separately afterward; see dates noted in the terms and offer below.
Current offer
Up to 60,000 miles: 50,000 after $3,000 in purchases within 3 months plus 10,000 after adding an authorized user within 3 months
- Spending requirement
- $3,000 in purchases
- Time window
- within 3 months
Offer last checked: 2026-09-04
Earning rates
Scroll the table horizontally on smaller screens.
| Category | Rate | Eligible purchases and conditions |
|---|---|---|
| Eligible purchases | 3X | card miles on eligible United purchases |
| Dining & Hotels | 2X | on hotel stays booked directly with the hotel and dining |
| Other purchases | 1X | on other eligible purchases |
Additional benefits
• First checked bag free for primary cardmember and one companion
• two United Club one-time passes annually
• priority boarding
• up to $120 Global Entry/TSA PreCheck/NEXUS credit
• award-flight discount after qualifying spend
Restrictions to know
$0 annual fee first year, then $150; welcome bonus restricted by current/prior cardmember 24-month rule; first-bag benefit requires eligible United purchase and MileagePlus number; award-flight discount requires $20,000 calendar-year spend
Who can apply
Subject to Chase approval and the specific United card's current/prior-cardmember 24-month bonus rule; a MileagePlus account is required for program benefits.
Credit profile: Not Public / issuer underwriting applies