THE CARDTUNED DATABASE
Southwest Rapid Rewards Plus Credit Card
Issuer: Chase · Network: Not Public
2X Southwest purchases; 2X gas and groceries on first $5,000 combined each anniversary year; 1X all other purchases
- Annual fee
- $99
- Foreign transaction fee
- $0
- Intro APR
- No public introductory APR listed; promotional terms, if any, are disclosed in the application.
- Regular APR
- 19.24%–27.74% variable APR
Full card review date:
This date covers the full card review. Individual terms may have been checked separately afterward; see dates noted in the terms and offer below.
Current offer
50,000 bonus points after $1,000 in purchases in the first 3 months
- Spending requirement
- $1,000 in purchases
- Time window
- the first 3 months
Offer last checked: 2026-09-04
Earning rates
Scroll the table horizontally on smaller screens.
| Category | Rate | Eligible purchases and conditions |
|---|---|---|
| Eligible purchases | 2X | Southwest purchases |
| Groceries & Gas | 2X | gas and groceries on first $5,000 combined each anniversary year |
| Other purchases | 1X | all other purchases |
Additional benefits
• First checked bag free for cardmember + up to 8 passengers
• Complimentary Standard seat within 48 hours when available
• 3,000 anniversary points
Restrictions to know
Gas and grocery 2X is capped at $5,000 combined per anniversary year. Bag and seat benefits require eligible travel and are subject to availability/program terms. Welcome-offer eligibility excludes current Southwest consumer cardholders and those who received a consumer Southwest bonus in the past 24 months.
Who can apply
Subject to Chase approval. The card and new-cardmember offer are unavailable to current Southwest consumer cardmembers or applicants who received a Southwest consumer-card bonus in the past 24 months.
Credit profile: Not Public / issuer underwriting applies