THE CARDTUNED DATABASE
IHG One Rewards Premier Credit Card
Issuer: Chase · Network: Not Public
Up to 26X total at IHG Hotels & Resorts; card-specific category earning per current terms
- Annual fee
- $99
- Foreign transaction fee
- $0
- Intro APR
- No public introductory APR listed; promotional terms, if any, are disclosed in the application.
- Regular APR
- 19.24%–27.74% variable
Full card review date:
This date covers the full card review. Individual terms may have been checked separately afterward; see dates noted in the terms and offer below.
Current offer
140,000 bonus points after $3,000 in purchases within 3 months, plus 10,000 points after adding the first authorized user within 3 months.
- Spending requirement
- $3,000 in purchases
- Time window
- within 3 months
Offer last checked: 2026-09-04
Earning rates
Scroll the table horizontally on smaller screens.
| Category | Rate | Eligible purchases and conditions |
|---|---|---|
| Hotels | Up to 26X | total at IHG Hotels & Resorts |
Additional benefits
• Automatic IHG One Rewards Platinum Elite status while the card and membership remain in good standing.
• Receive an anniversary Free Night capped at 40,000 points, with the option to add IHG points for a higher-priced award.
• Get the fourth Reward Night free on eligible consecutive four-night points stays.
• Up to $120 Global Entry, TSA PreCheck, or NEXUS credit every 4 years, up to $50 United TravelBank Cash annually after registration, and no foreign transaction fees.
Restrictions to know
140,000-point offer requires $3,000 in purchases within 3 months; an additional 10,000 points requires adding the first authorized user within 3 months. Product/bonus is unavailable to current personal IHG cardmembers or prior personal IHG cardmembers who received a bonus within 24 months. Anniversary night covers one standard room night and tax up to 40,000 points, expires after 12 months, and excludes resort fees and incidentals. The annual $100 credit plus 10,000 points requires $20,000 calendar-year spend; Diamond Elite requires $40,000 calendar-year spend. United TravelBank requires registration and is split into two $25 deposits.
Who can apply
Subject to Chase approval. The product/bonus is unavailable to current personal IHG cardmembers or prior personal IHG cardmembers who received a new-cardmember bonus within 24 months; an IHG One Rewards account is required for program benefits.
Credit profile: Not Public / issuer underwriting applies