THE CARDTUNED DATABASE
United Business Card
Issuer: Chase · Network: Visa
2X eligible United purchases, dining, gas stations, office supply stores, and local transit/commuting; 1X other purchases
- Annual fee
- $150
- Foreign transaction fee
- None
- Intro APR
- No public introductory APR listed; promotional terms, if any, are disclosed in the application.
- Regular APR
- 19.74%–28.24% variable
Full card review date:
This date covers the full card review. Individual terms may have been checked separately afterward; see dates noted in the terms and offer below.
Current offer
Current public offer: up to 110,000 miles + 2,000 PQP after qualifying activities; verify exact offer mechanics at application (Sep. 1, 2026)
- Spending requirement
- Not publicly disclosed
- Time window
- Not publicly disclosed
Offer last checked: 2026-09-04
Earning rates
Scroll the table horizontally on smaller screens.
| Category | Rate | Eligible purchases and conditions |
|---|---|---|
| Dining & Gas & Transit | 2X | eligible United purchases, dining, gas stations, office supply stores, and local transit/commuting |
| Other purchases | 1X | other purchases |
Additional benefits
• Two United Club one-time passes each year
• free first checked bag
• priority boarding
• partner credits
Restrictions to know
Business eligibility and spending-category definitions apply. Rewards are earned on eligible net purchases only; returns, fees, interest, cash advances, balance transfers, and cash-like transactions do not earn rewards. Bonus eligibility and benefits follow the live offer and program terms.
Who can apply
Business credit card
Credit profile: Not Public / issuer underwriting applies