THE CARDTUNED DATABASE
IHG One Rewards Premier Business Credit Card
Issuer: Chase · Network: Mastercard
10X card points at IHG Hotels & Resorts; 5X travel, dining, select business purchases, and gas stations; 3X all other purchases
- Annual fee
- $99
- Foreign transaction fee
- None
- Intro APR
- No public introductory APR listed; promotional terms, if any, are disclosed in the application.
- Regular APR
- 19.24%–27.74% variable
Full card review date:
This date covers the full card review. Individual terms may have been checked separately afterward; see dates noted in the terms and offer below.
Current offer
140,000 bonus points after $4,000 in purchases within the first 3 months (verified Sep. 1, 2026; targeted/limited-time variants may differ)
- Spending requirement
- $4,000 in purchases
- Time window
- within the first 3 months
Offer last checked: 2026-09-04
Earning rates
Scroll the table horizontally on smaller screens.
| Category | Rate | Eligible purchases and conditions |
|---|---|---|
| Hotels | 10X | card points at IHG Hotels & Resorts |
| Dining & Gas | 5X | travel, dining, select business purchases, and gas stations |
| Other purchases | 3X | all other purchases |
Additional benefits
• Anniversary Free Night up to 40,000 points
• fourth reward night free on eligible four-night point stays
• automatic IHG Platinum Elite status
• additional annual-spend benefits
Restrictions to know
Business eligibility and spending-category definitions apply. Rewards are earned on eligible net purchases only; returns, fees, interest, cash advances, balance transfers, and cash-like transactions do not earn rewards. Bonus eligibility and benefits follow the live offer and program terms.
Who can apply
Business credit card
Credit profile: Not Public / issuer underwriting applies