THE CARDTUNED DATABASE
Aeroplan Card
Issuer: Chase · Network: Mastercard
3X travel; 3X groceries and dining through December 31, 2026, then 2X from January 1, 2027; 2X gas; 1X other purchases. Posting dates determine temporary rates.
- Annual fee
- $195
- Foreign transaction fee
- $0
- Intro APR
- No public introductory APR listed; promotional terms, if any, are disclosed in the application.
- Regular APR
- 19.99%–28.49% variable
Full card review date:
This date covers the full card review. Individual terms may have been checked separately afterward; see dates noted in the terms and offer below.
Current offer
75,000 Aeroplan points after $4,000 in purchases in the first 3 months, plus 40,000 points after $20,000 total in the first 12 months.
- Spending requirement
- $4,000 in the first 3 months; $20,000 total in the first 12 months
- Time window
- 3 months / 12 months
Offer last checked: 2026-10-06
Earning rates
Scroll the table horizontally on smaller screens.
| Category | Rate | Eligible purchases and conditions |
|---|---|---|
| Travel | 3X | travel |
| Dining & Groceries | 3X | groceries and dining through December 31, 2026, then 2X from January 1, 2027 |
| Gas | 2X | gas |
| Eligible purchases | 1X | other purchases. Posting dates determine temporary rates. |
Additional benefits
• At least 15% off the points portion of eligible Air Canada flight rewards using FLY15OFF.
• Air Canada purchase statement credits: up to $50 in January–June and $50 in July–December.
• Automatic Aeroplan 25K Status while the card account remains open and in good standing.
• First checked bag free for the primary cardmember and up to 8 companions on the same reservation.
• No foreign transaction fee; up to $120 for Global Entry, TSA PreCheck or NEXUS application fees.
Restrictions to know
Welcome offer: 75,000 Aeroplan points after $4,000 in purchases in the first 3 months, plus 40,000 points after $20,000 total in the first 12 months. Current cardmembers and previous cardmembers who received this card’s bonus within the past 24 months are not eligible. Flight-reward discount, statement credits and free baggage have separate eligibility rules. 35K Status requires $75,000 in calendar-year purchases. Cash-like transactions, fees, interest and returns do not earn points.
Who can apply
U.S. applicant of legal age; subject to Chase credit approval, identity and income verification, and current product/application rules.
Credit profile: Not Public / issuer underwriting applies