THE CARDTUNED DATABASE
Mastercard Gold Card
Issuer: Barclays US · Network: Mastercard
2 points per $1 on eligible airfare and hotel bookings through Luxury Card Travel; 2% value for airfare and cash-back redemptions
- Annual fee
- $1,199
- Foreign transaction fee
- $0
- Intro APR
- 0% introductory APR for 15 months on balance transfers made within 45 days
- Regular APR
- 19.49%–27.49% variable APR
Full card review date:
This date covers the full card review. Individual terms may have been checked separately afterward; see dates noted in the terms and offer below.
Earning rates
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| Category | Rate | Eligible purchases and conditions |
|---|---|---|
| Flights & Hotels | 2 points | per $1 on eligible airfare and hotel bookings through Luxury Card Travel |
Additional benefits
• 24K-gold-plated metal card
• 2% value for airfare redemptions
• 2% value for cash-back redemptions
• Up to $300 in annual airline credits
• Luxury Card travel and concierge benefits
Restrictions to know
A $1,199 annual fee applies, with separate authorized-user fees. The $300 airline credit applies only to eligible flight-related purchases and is capped per account year. Elevated travel earnings require eligible Luxury Card Travel bookings. Balance transfers must be completed within 45 days and are subject to the disclosed transfer fee and 15-month promotional period.
Who can apply
Subject to Barclays credit approval and identity verification; U.S. application and product-specific requirements apply.
Credit profile: Issuer underwriting applies; no universal public score cutoff