THE CARDTUNED DATABASE
RCI Elite Rewards World Mastercard

Issuer: Barclays US · Network: Mastercard
5X eligible RCI products/services; 2X eligible travel, gas, EV charging and rideshare; 1X other eligible purchases.
- Annual fee
- $0
- Foreign transaction fee
- $0
- Intro APR
- 0% introductory APR for the first 15 billing cycles on balance transfers made within 45 days of account opening.
- Regular APR
- Variable purchase APR; exact current rate is disclosed in the live application and card agreement.
Full card review date:
This date covers the full card review. Individual terms may have been checked separately afterward; see dates noted in the terms and offer below.
Current offer
5,000 bonus rewards after the first eligible purchase
- Spending requirement
- First eligible purchase
- Time window
- No fixed time window publicly stated
Offer last checked: 2026-09-08
Earning rates
Scroll the table horizontally on smaller screens.
| Category | Rate | Eligible purchases and conditions |
|---|---|---|
| Eligible purchases | 5X | eligible RCI products/services |
| Selected categories | 2X | eligible travel, gas, EV charging and rideshare |
| Other purchases | 1X | other eligible purchases. |
Additional benefits
• 5,000 bonus rewards after the first eligible purchase
• Rewards can be used for eligible flights, hotels and car rentals
• No foreign transaction fee
Restrictions to know
Rewards apply only to eligible net purchases after returns, credits and adjustments. Balance transfers, cash advances, fees, interest and cash-equivalent transactions do not earn rewards. Merchant coding and applicant-specific terms apply.
Who can apply
U.S. applicant; subject to Barclays credit approval and identity verification. RCI rewards-program terms apply.
Credit profile: Issuer underwriting applies; no universal public score cutoff