THE CARDTUNED DATABASE
Xbox Mastercard
Issuer: Barclays US · Network: Mastercard
5 points per $1 on eligible products at the digital Microsoft Store; 3 points per $1 on eligible streaming and dining-delivery services; 1 point per $1 on other eligible purchases
- Annual fee
- $0
- Foreign transaction fee
- 3%
- Intro APR
- No introductory APR
- Regular APR
- 19.24%–29.99% variable APR
Full card review date:
This date covers the full card review. Individual terms may have been checked separately afterward; see dates noted in the terms and offer below.
Current offer
5,000 bonus card points after the first eligible purchase
- Spending requirement
- First eligible purchase
- Time window
- No fixed time window publicly stated
Offer last checked: 2026-09-08
Earning rates
Scroll the table horizontally on smaller screens.
| Category | Rate | Eligible purchases and conditions |
|---|---|---|
| Eligible purchases | 5 points | per $1 on eligible products at the digital Microsoft Store Rewards apply only to eligible net purchases; returns, credits, balance transfers, cash advances, fees, interest and cash-equivalent transactions do not earn rewards. Merchant category coding and the issuer’s rewards-program rules determine bonus eligibility. Brand or club bonus rates apply only to qualifying purchases at participating merchants; promotional financing, certificates and cardmember offers have separate terms and generally cannot be combined unless expressly allowed. APR, fees and approval terms are governed by the current application and card agreement. |
| Dining & Streaming | 3 points | per $1 on eligible streaming and dining-delivery services Rewards apply only to eligible net purchases; returns, credits, balance transfers, cash advances, fees, interest and cash-equivalent transactions do not earn rewards. Merchant category coding and the issuer’s rewards-program rules determine bonus eligibility. Brand or club bonus rates apply only to qualifying purchases at participating merchants; promotional financing, certificates and cardmember offers have separate terms and generally cannot be combined unless expressly allowed. APR, fees and approval terms are governed by the current application and card agreement. |
| Eligible purchases | 1 point | per $1 on other eligible purchases Rewards apply only to eligible net purchases; returns, credits, balance transfers, cash advances, fees, interest and cash-equivalent transactions do not earn rewards. Merchant category coding and the issuer’s rewards-program rules determine bonus eligibility. Brand or club bonus rates apply only to qualifying purchases at participating merchants; promotional financing, certificates and cardmember offers have separate terms and generally cannot be combined unless expressly allowed. APR, fees and approval terms are governed by the current application and card agreement. |
Additional benefits
• 5,000 bonus card points after the first eligible purchase
• Three months of Game Pass Ultimate for eligible first-time members after the first purchase
• Two three-month Game Pass Ultimate gift codes after $7,000 in purchases within the first 12 months
Restrictions to know
Rewards depend on eligible net purchases and merchant coding. The three-month Game Pass Ultimate benefit is limited to eligible first-time members. The two gift codes require $7,000 in purchases within the first 12 months and are subject to delivery, redemption and expiration terms. Returns, credits, fees, balance transfers, cash advances and cash-equivalent transactions do not earn points.
Who can apply
U.S. applicant; subject to Barclays credit approval and identity verification. A Microsoft account is used for Xbox rewards.
Credit profile: Issuer underwriting applies; no universal public score cutoff