THE CARDTUNED DATABASE
The Barnes & Noble Mastercard
Issuer: Barclays US · Network: Mastercard
5% back at Barnes & Noble and Paper Source; 2 points per $1 at restaurants excluding Barnes & Noble Café; 1 point per $1 on other eligible purchases
- Annual fee
- $0
- Foreign transaction fee
- 3%
- Intro APR
- 0% introductory APR for 15 billing cycles on balance transfers made within 45 days
- Regular APR
- 17.99%–29.99% variable APR
Full card review date:
This date covers the full card review. Individual terms may have been checked separately afterward; see dates noted in the terms and offer below.
Current offer
$25 Barnes & Noble gift card after the first purchase or balance transfer
- Spending requirement
- First purchase or balance transfer
- Time window
- No fixed time window publicly stated
Offer last checked: 2026-09-08
Earning rates
Scroll the table horizontally on smaller screens.
| Category | Rate | Eligible purchases and conditions |
|---|---|---|
| Eligible purchases | 5% | back at Barnes & Noble and Paper Source |
| Dining | 2 points | per $1 at restaurants excluding Barnes & Noble Café |
| Eligible purchases | 1 point | per $1 on other eligible purchases |
Additional benefits
• $25 Barnes & Noble gift card after the first purchase or balance transfer
• 0% balance-transfer APR for 15 billing cycles
Restrictions to know
The $25 gift card may be earned only once and requires an eligible first purchase or balance transfer. Barnes & Noble Café purchases are excluded from the restaurant multiplier. Balance transfers must be made within 45 days; a transfer fee applies. Returns, credits, cash advances, fees and cash-equivalent transactions do not earn rewards.
Who can apply
Subject to Barclays credit approval and identity verification; U.S. application and product-specific requirements apply.
Credit profile: Issuer underwriting applies; no universal public score cutoff