THE CARDTUNED DATABASE
Wyndham Rewards Earner Card

Issuer: Barclays US · Network: Visa
5X eligible Hotels by Wyndham purchases; 3X eligible dining, grocery, gas and EV-charging purchases; 1X other eligible purchases
- Annual fee
- $0
- Foreign transaction fee
- $0
- Intro APR
- 0% introductory APR for the first 15 billing cycles on balance transfers made within 45 days; 0% promotional APR for 6 billing cycles on eligible Wyndham Timeshare purchases.
- Regular APR
- 19.24%–29.99% variable APR after the promotional period and on other purchases.
Full card review date:
This date covers the full card review. Individual terms may have been checked separately afterward; see dates noted in the terms and offer below.
Current offer
Up to 75,000 bonus points: 30,000 after $1,000 in purchases within 90 days, plus 45,000 after $500 at Hotels by Wyndham within 180 days
- Spending requirement
- $1,000 in purchases plus $500 at Hotels by Wyndham
- Time window
- 90 days for first tier; 180 days for second tier
Offer last checked: 2026-09-08
Earning rates
Scroll the table horizontally on smaller screens.
| Category | Rate | Eligible purchases and conditions |
|---|---|---|
| Hotels | 5X | eligible Hotels by Wyndham purchases |
| Selected categories | 3X | eligible dining, grocery, gas and EV-charging purchases |
| Other purchases | 1X | other eligible purchases |
Additional benefits
• Up to 75,000 bonus points through two qualifying-spend tiers
• Wyndham Rewards Gold member level
Restrictions to know
Welcome-bonus tiers have separate spending windows and the hotel tier requires eligible Hotels by Wyndham purchases. Grocery rewards exclude Target and Walmart; Vacation Club down payments are excluded from base earnings. Rewards and hotel benefits require eligible net purchases, a linked Wyndham Rewards account and compliance with Barclays and Wyndham program terms. Balance transfers must be made within 45 days to receive the introductory APR.
Who can apply
U.S. applicant; subject to Barclays credit approval and identity verification. Wyndham Rewards account linkage is required to receive and use points.
Credit profile: Issuer underwriting applies; no universal public score cutoff