THE CARDTUNED DATABASE
Mastercard Titanium Card

Issuer: Barclays US · Network: Mastercard
2 points per $1 on eligible airfare and hotel bookings through Luxury Card Travel; 2% value for airfare and 1% value for cash-back redemptions
- Annual fee
- $299
- Foreign transaction fee
- $0
- Intro APR
- 0% introductory APR for 15 months on balance transfers made within 45 days
- Regular APR
- 19.49%–27.49% variable APR
Full card review date:
This date covers the full card review. Individual terms may have been checked separately afterward; see dates noted in the terms and offer below.
Earning rates
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| Category | Rate | Eligible purchases and conditions |
|---|---|---|
| Flights & Hotels | 2 points | per $1 on eligible airfare and hotel bookings through Luxury Card Travel |
Additional benefits
• Brushed-metal Mastercard
• 2% value for airfare redemptions
• 1% value for cash-back redemptions
• Luxury Card concierge service
• 0% balance-transfer APR for 15 months
Restrictions to know
A $299 annual fee applies, with separate authorized-user fees. The 2X rate requires eligible airfare or hotel bookings through Luxury Card Travel. Cash-back and airfare redemption values differ. Balance transfers must be completed within 45 days and are subject to the disclosed transfer fee and 15-month promotional period.
Who can apply
Subject to Barclays credit approval and identity verification; U.S. application and product-specific requirements apply.
Credit profile: Issuer underwriting applies; no universal public score cutoff