THE CARDTUNED DATABASE
One Key Card
Issuer: Wells Fargo · Network: Mastercard
3% in OneKeyCash on eligible Expedia, Hotels.com and Vrbo purchases; 3% at gas stations, grocery stores and on dining; 1.5% on other eligible purchases.
- Annual fee
- $0
- Foreign transaction fee
- None
- Intro APR
- None
- Regular APR
- 18.49%, 23.49% or 28.49% variable APR
Full card review date:
This date covers the full card review. Individual terms may have been checked separately afterward; see dates noted in the terms and offer below.
Current offer
$250 in OneKeyCash after $1,000 in purchases within the first 3 months.
- Spending requirement
- $1,000 in purchases
- Time window
- within the first 3 months
Offer last checked: 2026-09-04
Earning rates
Scroll the table horizontally on smaller screens.
| Category | Rate | Eligible purchases and conditions |
|---|---|---|
| Hotels | 3% | in OneKeyCash on eligible Expedia, Hotels.com and Vrbo purchases |
| Dining & Groceries & Gas | 3% | at gas stations, grocery stores and on dining |
| Other purchases | 1.5% | on other eligible purchases. |
Additional benefits
• Automatic One Key Silver tier and eligible Silver Member Prices
• Unlock One Key Gold after $15,000 in calendar-year spend
Restrictions to know
OneKeyCash is promotional, has no cash value and cannot be redeemed for cash. Expedia-group bookings generally must be made through the U.S. sites while logged into the linked primary One Key account; merchant coding and excluded transactions apply. Only one eligible One Key-family account is allowed.
Who can apply
U.S. applicant of legal age; subject to Wells Fargo credit approval, identity and income verification, and current product/application rules.
Credit profile: Not Public / issuer underwriting applies