THE CARDTUNED DATABASE
Choice Privileges Select Mastercard
Issuer: Wells Fargo · Network: Mastercard
10X points at participating Choice Hotels and on Choice Privileges point purchases; 5X at gas stations, grocery stores, home-improvement stores and on phone-plan services; 1X on other purchases.
- Annual fee
- $95
- Foreign transaction fee
- None
- Intro APR
- None
- Regular APR
- 19.74%, 25.49% or 28.49% variable APR
Full card review date:
This date covers the full card review. Individual terms may have been checked separately afterward; see dates noted in the terms and offer below.
Current offer
60,000 bonus points after $3,000 in purchases within the first 3 months.
- Spending requirement
- $3,000 in purchases
- Time window
- within the first 3 months
Offer last checked: 2026-09-04
Earning rates
Scroll the table horizontally on smaller screens.
| Category | Rate | Eligible purchases and conditions |
|---|---|---|
| Hotels | 10X | points at participating Choice Hotels and on Choice Privileges point purchases |
| Groceries & Gas | 5X | at gas stations, grocery stores, home-improvement stores and on phone-plan services |
| Other purchases | 1X | on other purchases. |
Additional benefits
• 30,000 anniversary bonus points each year while eligible
• Automatic Platinum Elite status through 20 Elite Qualifying Nights each year
• Up to $120 Trusted Traveler Program credit every four years
• Up to $800 cellular telephone protection with a $25 deductible
Restrictions to know
Bonus eligibility may be restricted if a Choice Privileges Mastercard or Select account was opened within the prior 15 months. Bonus-category earning depends on Mastercard merchant coding. Anniversary and status benefits require an open eligible account.
Who can apply
U.S. applicant of legal age; subject to Wells Fargo credit approval, identity and income verification, and current product/application rules.
Credit profile: Not Public / issuer underwriting applies