THE CARDTUNED DATABASE
Choice Privileges Mastercard
Issuer: Wells Fargo · Network: Mastercard
5X points at participating Choice Hotels and on Choice Privileges point purchases; 3X at gas stations, grocery stores, home-improvement stores and on phone-plan services; 1X on other purchases.
- Annual fee
- $0
- Foreign transaction fee
- None
- Intro APR
- None
- Regular APR
- 19.74%, 24.49% or 28.49% variable APR
Full card review date:
This date covers the full card review. Individual terms may have been checked separately afterward; see dates noted in the terms and offer below.
Current offer
60,000 bonus points after $1,000 in purchases within the first 3 months.
- Spending requirement
- $1,000 in purchases
- Time window
- within the first 3 months
Offer last checked: 2026-09-04
Earning rates
Scroll the table horizontally on smaller screens.
| Category | Rate | Eligible purchases and conditions |
|---|---|---|
| Hotels | 5X | points at participating Choice Hotels and on Choice Privileges point purchases |
| Groceries & Gas | 3X | at gas stations, grocery stores, home-improvement stores and on phone-plan services |
| Other purchases | 1X | on other purchases. |
Additional benefits
• Automatic Gold Elite status through 10 Elite Qualifying Nights each year
• Up to $800 cellular telephone protection with a $25 deductible
Restrictions to know
Bonus eligibility may be restricted if a Choice Privileges Mastercard or Select account was opened within the prior 15 months. Bonus-category earning depends on Mastercard merchant coding. Cell-phone protection requires the monthly bill to be paid with the card.
Who can apply
U.S. applicant of legal age; subject to Wells Fargo credit approval, identity and income verification, and current product/application rules.
Credit profile: Not Public / issuer underwriting applies