THE CARDTUNED DATABASE
Wells Fargo Signify Business Cash Card

Issuer: Wells Fargo · Network: Mastercard
Unlimited 2% cash rewards on eligible business purchases
- Annual fee
- $0
- Foreign transaction fee
- 3%
- Intro APR
- 0% intro APR on purchases for 12 months
- Regular APR
- 16.74%–24.74% variable
Full card review date:
This date covers the full card review. Individual terms may have been checked separately afterward; see dates noted in the terms and offer below.
Current offer
$500 after $5,000 in 3 months
- Spending requirement
- $5,000 in purchases
- Time window
- 3 months
Offer last checked: 2026-09-04
Earning rates
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| Category | Rate | Eligible purchases and conditions |
|---|---|---|
| Eligible purchases | 2% | Unlimited — cash rewards on eligible business purchases Rewards apply to eligible net business purchases after returns and credits. Advances, balance transfers, fees, interest and cash-equivalent transactions do not earn rewards. Business eligibility, liability, employee-card controls, merchant coding and applicant-specific pricing apply. No earning caps or categories; rewards do not expire while the account remains open. |
Additional benefits
• $500 cash bonus after $5,000 in eligible purchases within 3 months
• 0% introductory purchase APR for 12 months
• Mastercard World Elite acceptance
Restrictions to know
Rewards apply to eligible net business purchases after returns and credits. Advances, balance transfers, fees, interest and cash-equivalent transactions do not earn rewards. Business eligibility, liability, employee-card controls, merchant coding and applicant-specific pricing apply.
Who can apply
Business applicant and authorized signer/guarantor requirements apply; subject to issuer credit approval and identity verification.
Credit profile: Issuer underwriting applies; no universal public score cutoff