THE CARDTUNED DATABASE
Wells Fargo Autograph Journey Card
Issuer: Wells Fargo · Network: Visa
5X points on hotels; 4X on airlines; 3X on other travel and restaurants; 1X other purchases
- Annual fee
- $95
- Foreign transaction fee
- $0
- Intro APR
- No public introductory APR listed; promotional terms, if any, are disclosed in the application.
- Regular APR
- Variable purchase APR; exact rate is disclosed in the application and card agreement.
Full card review date:
This date covers the full card review. Individual terms may have been checked separately afterward; see dates noted in the terms and offer below.
Current offer
60,000 bonus points after $4,000 in purchases within the first 3 months.
- Spending requirement
- $4,000 in purchases
- Time window
- within the first 3 months
Offer last checked: 2026-09-04
Earning rates
Scroll the table horizontally on smaller screens.
| Category | Rate | Eligible purchases and conditions |
|---|---|---|
| Hotels | 5X | points on hotels |
| Flights | 4X | on airlines |
| Dining | 3X | on other travel and restaurants |
| Other purchases | 1X | other purchases |
Additional benefits
• Earn 60,000 bonus points after $4,000 in purchases within the first 3 months.
• Receive a $50 annual statement credit after a qualifying airline purchase of at least $50.
• No foreign transaction fee and access to travel protections, including trip cancellation/interruption and lost-baggage coverage.
• Points may be transferred to participating travel loyalty programs.
Restrictions to know
The 60,000-point offer requires $4,000 in net purchases within 3 months; cash-like transactions, fees, interest, balance transfers, returns, and credits do not count. Hotel, airline, restaurant, and travel bonuses depend on merchant coding. Wells Fargo states bonus/intro-offer eligibility may be restricted if the applicant currently has or opened this product within the prior 48 months.
Who can apply
U.S. applicant of legal age; subject to Wells Fargo credit approval, identity and income verification, and current product/application rules.
Credit profile: Not Public / issuer underwriting applies