Explore credit cards

5% back at Walmart for Walmart+ members or 3% without Walmart+; 3% on non-Walmart purchases for the first 90 days under the limited-time offer, then 1.5% elsewhere

The $75 bonus requires application by September 30, 2026 and is awarded as OnePay points; account must remain open and in good standing. The 90-day 3% non-Walmart offer requires application by December 31, 2026. Applicants not approved for CashRewards may receive the closed-loop Walmart Spend Card.

No annual fee1 | $0 fraud liability | Advance notice of sales, special financing, and discounts

Promotional financing: The account is usable only for eligible P.C. Richard & Son purchases. Promotional financing terms vary by offer and may require equal payments. A 2% promotional fee applies to equal-payment no-interest promotions of 18 months or longer. Minimum payments are required; regular account terms apply to non-promotional purchases. No annual fee1 | $0 fraud liability | Advance notice of sales, special financing, and discounts Advance notice of sales, special financing, and discounts Acceptance is limited to the named merchant or participating partner network. Promotional financing is subject to qualifying-purchase thresholds and minimum payments; deferred interest may be charged from the purchase date if the promotional balance is not paid in full by the deadline. Offers vary by merchant and purchase.

The account is usable only for eligible P.C. Richard & Son purchases. Promotional financing terms vary by offer and may require equal payments. A 2% promotional fee applies to equal-payment no-interest promotions of 18 months or longer. Minimum payments are required; regular account terms apply to non-promotional purchases.

Open a Pandora Credit Card and save 10%** | Zero Down & 6 OR 12 Months Special Financing Available* on purchases of $225 or more (after discounts) for 6 months or $500 or more (after discounts) for 12 months with your Pandora Credit Card. | See if you prequalify

Promotional financing: Zero Down & 6 OR 12 Months Special Financing Available* on purchases of $225 or more (after discounts) for 6 months or $500 or more (after discounts) for 12 months with your Pandora Credit Card. Acceptance is limited to the named merchant or participating partner network. Promotional financing is subject to qualifying-purchase thresholds and minimum payments; deferred interest may be charged from the purchase date if the promotional balance is not paid in full by the deadline. Offers vary by merchant and purchase.

The 10% discount applies in store on the approval date; an online approval code is valid online for 30 days. Limit one code per approval, not combinable with other discounts, and product exclusions apply. Promotional financing is deferred interest and requires the balance to be paid in full within 6 or 12 months. The qualifying amount must be on one receipt.

Points on eligible purchases

Rewards apply to eligible net purchases and are governed by merchant coding and Patelco’s rewards rules; returns, credits, balance transfers, cash advances, fees and cash equivalents do not earn points. Membership and credit approval are required, and the final APR depends on creditworthiness.

Rewards on eligible student purchases

Student eligibility, Patelco membership and credit approval are required. Rewards apply only to eligible net purchases and are subject to program and merchant-category rules; returns, credits, balance transfers, cash advances, fees and cash equivalents do not earn rewards.

No rewards

This card does not earn rewards. Patelco membership and credit approval are required, and the variable APR is assigned under current disclosures. Cash advances, foreign transactions and other account fees may apply even though the annual and balance-transfer fees are $0.

No rewards

This card does not earn rewards. A security deposit or pledged share balance is required; the credit line and collateral release depend on approval and account history. Patelco membership and credit approval are required, and current APR and fees are governed by the secured-card disclosure.

Unlimited 3% cash back when checking out with PayPal and selecting the card; 1.5% on other eligible Mastercard purchases

3% requires PayPal checkout path; direct card-number checkout generally earns the base rate.

No interest if paid in full within 6 months on eligible purchases of $149+; approved applicants receive either a PayPal Credit Mastercard or a PayPal Credit digital line

Applicants cannot choose the version: approval may result in a PayPal Credit Mastercard or a digital line based on credit history. The six-month $149+ offer is deferred interest; interest is charged from the purchase date if the balance is not paid in full by the deadline, and minimum payments are required. A $1.99 monthly paper-statement fee may apply; a PayPal account in good standing is required.

No rewards focus; lower-rate card

No rewards are earned. Eligibility, balance-transfer timing, credit line, fees, and APR terms are governed by the issuer application and card agreement.

4X points on travel and 3X on dining for Honors Advantage members; 3X on travel and 2X on dining for other members; 1.5X points on all other purchases.

$95 annual fee. Honors Advantage qualification requires eligible military status or qualifying PenFed checking ownership; enhanced rates stop if eligibility ends. Points expire five years after earning. Priority Pass membership is complimentary but lounge visit fees apply.

5X points on gas paid at the pump and EV charging; 3X at supermarkets, restaurants, and TV/radio/cable/streaming services; 1X other purchases

• Unlimited eligible purchases
• Merchant coding applies; PenFed membership required.

No earning caps; merchant coding applies. Points expire five years after they are earned.

Unlimited 2% cash back on all purchases for Honors Advantage members; unlimited 1.5% cash back for other members.

2% rate requires Honors Advantage eligibility through qualifying military status or PenFed checking ownership; otherwise 1.5%. Cash advances, cash-like transactions, checks, balance transfers and account fees do not earn rewards.

No ongoing rewards program; value is Pep Boys/Synchrony Car Care promotional financing.

Promotional financing: 6 months special financing on purchases of $199 or more* made with the Pep Boys credit card Acceptance is limited to the named merchant or participating partner network. Promotional financing is subject to qualifying-purchase thresholds and minimum payments; deferred interest may be charged from the purchase date if the promotional balance is not paid in full by the deadline. Offers vary by merchant and purchase.

The six-month promotion requires a $199+ qualifying purchase and minimum monthly payments; deferred interest applies from purchase date if not paid in full. The official page’s dated statement-credit rebate ended September 7, 2026 and is not stored as current.

Former Kroger-family co-brand rewards card; portfolio announced to transition to U.S. Bank Smartly in fall 2026

Closed to new applications. Existing accounts are scheduled to transition under U.S. Bank's announced Kroger co-brand conversion; timing, replacement-card terms and retained rewards are governed by the issuer notice.

Choice of rewards: cash back 1.5% (revolve) or 1% (pay in full); 5 points/$1 points option; travel-program option subject to terms

Eligible net purchases only; merchant coding, account standing and issuer program rules apply. Fees, interest, cash advances and balance transfers do not earn purchase rewards. Rewards depend on selected program and payment option; 1.5% is not universal. A single record covers program variants, not separate duplicate cards.

4% gas; 3% restaurants; 2% grocery on first $8,000 combined eligible purchases per year; 1% after cap and on other purchases

4%/3%/2% categories share an $8,000 annual purchase cap.

Unlimited 1.5% cash back on eligible purchases

Eligible net purchases only; merchant coding, account standing and issuer program rules apply. Fees, interest, cash advances and balance transfers do not earn purchase rewards.