THE CARDTUNED DATABASE
PNC Cash Rewards Visa
Issuer: PNC Bank · Network: Visa
4% gas; 3% restaurants; 2% grocery on first $8,000 combined eligible purchases per year; 1% after cap and on other purchases
- Annual fee
- $0
- Foreign transaction fee
- 3%
- Intro APR
- No public introductory APR listed; promotional terms, if any, are disclosed in the application.
- Regular APR
- Variable purchase APR; exact rate is disclosed in the application and card agreement.
Full card review date:
This date covers the full card review. Individual terms may have been checked separately afterward; see dates noted in the terms and offer below.
Current offer
$200 after $1,000 in purchases within 3 months (verified Sep. 1, 2026)
- Spending requirement
- $1,000 in purchases
- Time window
- within 3 months
Offer last checked: 2026-09-04
Earning rates
Scroll the table horizontally on smaller screens.
| Category | Rate | Eligible purchases and conditions |
|---|---|---|
| Gas | 4% | gas |
| Dining | 3% | restaurants |
| Groceries | 2% | grocery on first $8,000 combined eligible purchases per year |
Additional benefits
• 1% after cap and on other purchases
Restrictions to know
4%/3%/2% categories share an $8,000 annual purchase cap.
Who can apply
U.S. applicant of legal age; subject to PNC Bank credit approval, identity and income verification, and current product/application rules.
Credit profile: Not Public / issuer underwriting applies