THE CARDTUNED DATABASE
PNC Business Options Visa Signature Credit Card
Issuer: PNC Bank · Network: Visa
Choice of rewards: cash back 1.5% (revolve) or 1% (pay in full); 5 points/$1 points option; travel-program option subject to terms
- Annual fee
- $0
- Foreign transaction fee
- $0
- Intro APR
- No public introductory APR verified; see the live application.
- Regular APR
- Revolve: 17.74%–23.74% variable; pay-in-full: 25.74% variable under applicable terms
Full card review date:
This date covers the full card review. Individual terms may have been checked separately afterward; see dates noted in the terms and offer below.
Current offer
$800 statement credit after $15,000 in qualifying purchases in the first 3 billing cycles
- Spending requirement
- $15,000
- Time window
- First 3 billing cycles
- Published end date
- No public end date
Offer last checked: 2026-10-01
Earning rates
Scroll the table horizontally on smaller screens.
| Category | Rate | Eligible purchases and conditions |
|---|---|---|
| Eligible purchases | 5 points/$1 | points option |
Additional benefits
• Cash-back option earns 1.5% for revolving accounts or 1% for pay-in-full accounts (Selected cash-back program and payment option)
• Points option earns 5 points per $1 on eligible purchases (Selected points program)
• Choose cash-back, points or travel rewards under program terms
• No annual or foreign transaction fee
Restrictions to know
Eligible net purchases only; merchant coding, account standing and issuer program rules apply. Fees, interest, cash advances and balance transfers do not earn purchase rewards. Rewards depend on selected program and payment option; 1.5% is not universal. A single record covers program variants, not separate duplicate cards.
Who can apply
Eligible business; branch application and issuer underwriting apply.
Credit profile: Not Public / issuer underwriting applies