THE CARDTUNED DATABASE
PNC Secured Credit Card
Issuer: PNC Bank · Network: Visa
Secured credit-building card
- Annual fee
- $0
- Foreign transaction fee
- 3%
- Intro APR
- No public introductory APR listed; promotional terms, if any, are disclosed in the application.
- Regular APR
- Variable purchase APR; exact rate is disclosed in the application and card agreement.
Full card review date:
This date covers the full card review. Individual terms may have been checked separately afterward; see dates noted in the terms and offer below.
Additional benefits
• Helps establish or rebuild credit with a secured Visa account.
• Zero Liability Fraud Protection for qualifying unauthorized use.
• Contactless payment technology.
• Visa Roadside Dispatch access with no membership or pre-enrollment requirement.
• Credit limit is established by a refundable security deposit.
Restrictions to know
No rewards program and no public welcome offer. Application must be completed at a PNC branch. A refundable $300–$2,500 security deposit in $50 increments is required and does not earn interest. The deposit generally determines the credit line, and credit-limit increases are not available. Roadside Dispatch has no membership fee, but each requested service may carry charges and limitations. Approval and deposit refund are subject to account terms.
Who can apply
Apply through an eligible PNC channel; subject to approval, legal-age and identity requirements, no bankruptcy in progress, and a $300–$2,500 security deposit.
Credit profile: Not Public / issuer underwriting applies