THE CARDTUNED DATABASE
Pep Boys Synchrony Car Care Credit Card
Issuer: Synchrony
No ongoing rewards program; value is Pep Boys/Synchrony Car Care promotional financing.
- Annual fee
- $0
- Foreign transaction fee
- Not applicable — Synchrony Car Care merchant network account
- Intro APR
- Six months deferred interest on qualifying purchases of $199 or more
- Regular APR
- 34.99% purchase APR for new accounts; existing cardholders should check their agreement.
Full card review date:
This date covers the full card review. Individual terms may have been checked separately afterward; see dates noted in the terms and offer below.
Current offer
Six months deferred interest on qualifying purchases of $199 or more
- Spending requirement
- $199+
- Time window
- 6 months
Offer last checked: 2026-09-09
Additional benefits
• Six-month deferred-interest financing on qualifying $199+ purchases
• Accepted at more than one million automotive merchant locations
• Can be used for eligible parts, repair, service and fuel purchases
• $0 fraud liability
Restrictions to know
The six-month promotion requires a $199+ qualifying purchase and minimum monthly payments; deferred interest applies from purchase date if not paid in full. The official page’s dated statement-credit rebate ended September 7, 2026 and is not stored as current.
Who can apply
Subject to Synchrony credit approval and identity verification; U.S. application and product-specific requirements apply.
Credit profile: Issuer underwriting applies; no universal public score cutoff