THE CARDTUNED DATABASE
QCard
Issuer: Synchrony · Network: Not Public
No traditional rewards; QVC and HSN shopping perks, Easy Pay access and promotional financing
- Annual fee
- $0
- Foreign transaction fee
- Not publicly disclosed; see live application terms
- Intro APR
- No standard introductory APR; deferred-interest special financing may be offered on select purchases.
- Regular APR
- Variable purchase APR; exact current rate is disclosed in the live application.
Full card review date:
This date covers the full card review. Individual terms may have been checked separately afterward; see dates noted in the terms and offer below.
Additional benefits
• More than 12 QCard VIP savings events per year
• Five Easy Pays on eligible QCard purchases
• $10 QCard anniversary offer
• Special financing on select products
• QCard perks available at QVC and HSN
Restrictions to know
QCard is a private-label account for QVC and HSN. Easy Pay uses standard account interest rates and is not interest-free financing; it cannot be combined with QCard Special Financing on the same item. Special Financing is deferred interest, so accrued interest is charged if the full promotional balance is not paid by the deadline. Eligibility and item exclusions apply.
Who can apply
Subject to Synchrony credit approval and identity verification; U.S. application and product-specific requirements apply.
Credit profile: Issuer underwriting applies; no universal public score cutoff