THE CARDTUNED DATABASE
RH Credit Card
Issuer: Synchrony
0% APR with 12 equal monthly payments; 3.99% APR for 60 fixed payments; 2.99% APR for 12 fixed payments; 6.99% APR for 60 fixed payments on eligible RH purchases
- Annual fee
- $0
- Foreign transaction fee
- Not applicable — closed-loop/store account
- Intro APR
- 0% APR with 12 equal monthly payments; additional eligible plans include 2.99% APR for 12 fixed payments and 3.99% or 6.99% APR for 60 fixed payments
- Regular APR
- 34.99% purchase APR
Full card review date:
This date covers the full card review. Individual terms may have been checked separately afterward; see dates noted in the terms and offer below.
Additional benefits
• 0% APR with 12 equal monthly payments on eligible RH purchases
• 2.99% APR with 12 fixed monthly payments on eligible RH purchases
• 3.99% APR with 60 fixed monthly payments on eligible RH purchases
• 6.99% APR with 60 fixed monthly payments on eligible RH purchases
• Reusable revolving credit line for RH purchases
Restrictions to know
Card use is limited to eligible U.S. RH purchases, gift cards and RH Membership fees and excludes RH Restaurants, Wine Bars, Canadian galleries and non-U.S. shipments. Fixed-payment plans charge the stated promotional APR from the purchase date. RH Membership costs $200 per year plus tax and is separate from the card's $0 annual fee.
Who can apply
Subject to Synchrony credit approval and identity verification; U.S. application and product-specific requirements apply.
Credit profile: Issuer underwriting applies; no universal public score cutoff