THE CARDTUNED DATABASE
PenFed Gold Visa Card
Issuer: PenFed Credit Union · Network: Visa
No rewards focus; lower-rate card
- Annual fee
- $0
- Foreign transaction fee
- $0
- Intro APR
- No public introductory APR listed; promotional terms, if any, are disclosed in the application.
- Regular APR
- Variable purchase APR; exact rate is disclosed in the application and card agreement.
Full card review date:
This date covers the full card review. Individual terms may have been checked separately afterward; see dates noted in the terms and offer below.
Current offer
No cash or points welcome bonus; introductory or low-rate terms are the primary new-account offer.
Offer last checked: 2026-09-04
Additional benefits
• No rewards focus
• lower-rate card
Restrictions to know
No rewards are earned. Eligibility, balance-transfer timing, credit line, fees, and APR terms are governed by the issuer application and card agreement.
Who can apply
PenFed membership/account relationship required under issuer rules.
Credit profile: Not Public / issuer underwriting applies