THE CARDTUNED DATABASE
PenFed Platinum Rewards Visa Signature
Issuer: PenFed Credit Union · Network: Visa
5X points on gas paid at the pump and EV charging; 3X at supermarkets, restaurants, and TV/radio/cable/streaming services; 1X other purchases
- Annual fee
- $0
- Foreign transaction fee
- $0
- Intro APR
- No public introductory APR listed; promotional terms, if any, are disclosed in the application.
- Regular APR
- Variable purchase APR; exact rate is disclosed in the application and card agreement.
Full card review date:
This date covers the full card review. Individual terms may have been checked separately afterward; see dates noted in the terms and offer below.
Current offer
15,000 bonus points after $1,500 in purchases within 90 days (verified Sep. 2, 2026)
- Spending requirement
- $1,500 in purchases
- Time window
- within 90 days
Offer last checked: 2026-09-04
Earning rates
Scroll the table horizontally on smaller screens.
| Category | Rate | Eligible purchases and conditions |
|---|---|---|
| Gas & EV charging | 5X | points on gas paid at the pump and EV charging |
| Dining & Groceries & Streaming | 3X | at supermarkets, restaurants, and TV/radio/cable/streaming services |
| Other purchases | 1X | other purchases Unlimited eligible purchases Merchant coding applies; PenFed membership required. Activation not required |
Additional benefits
• no rotating categories
• unlimited points
• points redeemable for gift cards, merchandise or travel
Restrictions to know
No earning caps; merchant coding applies. Points expire five years after they are earned.
Who can apply
PenFed membership/account relationship required under issuer rules.
Credit profile: PenFed positions the card for good/excellent credit; issuer underwriting applies