THE CARDTUNED DATABASE
P.C. Richard & Son Credit Card
Issuer: Synchrony
No annual fee1 | $0 fraud liability | Advance notice of sales, special financing, and discounts
- Annual fee
- $0
- Foreign transaction fee
- Not applicable — closed-loop/store account
- Intro APR
- No standard account-wide introductory APR; promotional financing may be available on qualifying purchases under the advertised terms.
- Regular APR
- 34.99% purchase APR; 39.99% penalty APR
Full card review date:
This date covers the full card review. Individual terms may have been checked separately afterward; see dates noted in the terms and offer below.
Additional benefits
• Promotional financing on qualifying P.C. Richard & Son purchases
• Advance notice of sales and cardholder discounts
• $0 fraud liability
• Online account management
Restrictions to know
The account is usable only for eligible P.C. Richard & Son purchases. Promotional financing terms vary by offer and may require equal payments. A 2% promotional fee applies to equal-payment no-interest promotions of 18 months or longer. Minimum payments are required; regular account terms apply to non-promotional purchases.
Who can apply
Subject to Synchrony credit approval and identity verification; U.S. application and product-specific requirements apply.
Credit profile: Issuer underwriting applies; no universal public score cutoff