THE CARDTUNED DATABASE
PayPal Cashback World Mastercard
Issuer: Synchrony · Network: Mastercard
Unlimited 3% cash back when checking out with PayPal and selecting the card; 1.5% on other eligible Mastercard purchases
- Annual fee
- $0
- Foreign transaction fee
- 3%
- Intro APR
- No public introductory APR listed; promotional terms, if any, are disclosed in the application.
- Regular APR
- Variable purchase APR; exact rate is disclosed in the application and card agreement.
Full card review date:
This date covers the full card review. Individual terms may have been checked separately afterward; see dates noted in the terms and offer below.
Earning rates
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| Category | Rate | Eligible purchases and conditions |
|---|---|---|
| Eligible purchases | 3% | Unlimited — cash back when checking out with PayPal and selecting the card |
| Eligible purchases | 1.5% | on other eligible Mastercard purchases |
Restrictions to know
3% requires PayPal checkout path; direct card-number checkout generally earns the base rate.
Who can apply
Active PayPal account required.
Credit profile: Issuer underwriting applies; no universal public score cutoff