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Exxon Mobil Smart Card+ Credit Card credit card
Eligible purchases5%back as a statement credit on eligible convenience-store purchases and car washes.
Annual fee $0
Rewards & conditions

Gas savings at Exxon and Mobil stations, statement credits on eligible non-fuel purchases, and promotional first-month savings

This is a closed-loop card usable only at participating Exxon and Mobil locations. The 5% non-fuel rebate applies only to the first $1,200 of eligible non-fuel purchases per calendar year; lottery tickets, money orders, and gift cards are excluded, and state restrictions may apply. Fuel discounts are normally applied at the point of sale but may post as a statement credit within 1–2 billing cycles if instant discounting is unavailable. Exxon Mobil Rewards+ enrollment is separate and its points expire under program terms.

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Fidelity Rewards Visa Signature Card credit card
Eligible purchases2 pointsUnlimited — per $1, equal to 2% cash back when redeemed into an eligible Fidelity account
Annual fee $0
Rewards & conditions

Unlimited 2 points per $1, equal to 2% cash back when redeemed into an eligible Fidelity account

The 2% value applies only when points are redeemed as a deposit to an eligible Fidelity account; other redemption options may have different values. Rewards require an account in good standing and eligible net purchases. Targeted mail offers can differ from public terms.

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Fifth Third 1.67% Cash/Back Card credit card
Eligible purchases1.67%Unlimited — cash back on eligible purchasesRewards apply to eligible net purchases only. Merchant coding controls bonus categories; returns, fees, interest, cash advances, balance transfers, and cash-like transactions do not earn rewards. Offer eligibility, category caps, and redemption values follow issuer terms. Net purchases and issuer rewards rules apply.
Annual fee $0
Rewards & conditions

Unlimited 1.67% cash back on eligible purchases

  • Rewards apply to eligible net purchases only. Merchant coding controls bonus categories; returns, fees, interest, cash advances, balance transfers, and cash-like transactions do not earn rewards. Offer eligibility, category caps, and redemption values follow issuer terms. Net purchases and issuer rewards rules apply.

Rewards apply to eligible net purchases only. Merchant coding controls bonus categories; returns, fees, interest, cash advances, balance transfers, and cash-like transactions do not earn rewards. Offer eligibility, category caps, and redemption values follow issuer terms.

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Fifth Third Secured Card credit card

Fifth Third Bank

Fifth Third Secured Card

RewardsNo ongoing rewards
Annual fee $24
Rewards & conditions

No rewards focus; secured credit-building card

Requires $300–$5,000 savings-account collateral under current terms; California applicants are not eligible per issuer page.

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Fifth Third Truly Simple Credit Card credit card
RewardsNo ongoing rewards
Promotional financing0% introductory APR on purchases and balance transfers for 18 months. Then 18.49%–29.49% variable; transfer fee greater of $5 or 4%. Rates on issuer page dated 2026-08-24.
Annual fee $0
Rewards & conditions

No rewards focus; long introductory APR product

Promotional financing: 0% introductory APR on purchases and balance transfers for 18 months. Then 18.49%–29.49% variable; transfer fee greater of $5 or 4%. Rates on issuer page dated 2026-08-24.

No rewards are earned. Eligibility, balance-transfer timing, credit line, fees, and APR terms are governed by the issuer application and card agreement.

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First Citizens Cash Rewards Business Card credit card
Eligible purchases5%cash back on utilities and wireless for the first 12 months, then 3%
Gas2%on gas and office supplies
Other purchases1%on other eligible purchases
Annual fee $0
Rewards & conditions

5% cash back on utilities and wireless for the first 12 months, then 3%; 2% on gas and office supplies; 1% on other eligible purchases

Bonus requires $3,000 in eligible purchases within 90 days. Utility and wireless earnings fall from 5% to 3% after the first 12 months; merchant coding controls category eligibility. Returns, credits, transfers, cash advances, fees and cash equivalents do not earn rewards. Intro APR applies only for the stated period; the variable APR applies afterward.

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First Citizens Cash Rewards Card credit card
Eligible purchases1.5%Unlimited — cash back on eligible purchases
Annual fee $0
Rewards & conditions

Unlimited 1.5% cash back on eligible purchases

Balance transfers must occur within 90 days to receive 0% APR for 12 months and cost the greater of $5 or 3%. Cash-like transactions, fees, returns and credits do not earn rewards. After the intro period, 16.49%–25.49% variable APR applies; foreign transactions cost 3%.

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First Citizens Low-Interest Business Card credit card
RewardsNo ongoing rewards
Promotional financing0% introductory APR on purchases for 12 months Balance transfers are subject to a 3% fee with a $5 minimum and must satisfy offer timing and eligibility requirements. The ongoing 13.49%–22.49% variable APR applies after the introductory period. No rewards or public cash/points welcome bonus is offered. Business eligibility and credit approval apply.
Annual fee $0
Rewards & conditions

No rewards

Promotional financing: 0% introductory APR on purchases for 12 months Balance transfers are subject to a 3% fee with a $5 minimum and must satisfy offer timing and eligibility requirements. The ongoing 13.49%–22.49% variable APR applies after the introductory period. No rewards or public cash/points welcome bonus is offered. Business eligibility and credit approval apply.

Balance transfers are subject to a 3% fee with a $5 minimum and must satisfy offer timing and eligibility requirements. The ongoing 13.49%–22.49% variable APR applies after the introductory period. No rewards or public cash/points welcome bonus is offered. Business eligibility and credit approval apply.

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First Citizens Premium Rewards Business Card credit card
Dining3 pointsper $1 on dining, advertising and travel
Eligible purchases1.5 pointselsewhere
Annual fee $95
Rewards & conditions

3 points per $1 on dining, advertising and travel; 1.5 points elsewhere

The 50,000-point bonus requires $4,500 in qualifying purchases within 90 days. Merchant coding and net-purchase rules apply. Business eligibility and credit approval are required; the $95 annual fee begins after the first-year waiver.

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First Citizens Rewards Business Card credit card
Gas3 pointsper $1 on gas
Dining2 pointson dining and travel
Eligible purchases1 pointelsewhere
Annual fee $0
Rewards & conditions

3 points per $1 on gas; 2 points on dining and travel; 1 point elsewhere

The 10,000-point bonus requires $3,000 in qualifying purchases within 90 days. Rewards have a 10,000-point monthly earning cap and are available for redemption for three years. Merchant coding, business eligibility and approval apply; after nine months, 15.49%–24.49% variable APR applies.

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First Citizens Rewards Card credit card

First Citizens Bank

First Citizens Rewards Card

Gas & Streaming3 pointsper $1 on gas and select streaming
Groceries & Drugstores2 pointson grocery and drugstores
Eligible purchases1 pointelsewhere
Annual fee $0
Rewards & conditions

3 points per $1 on gas and select streaming; 2 points on grocery and drugstores; 1 point elsewhere

Balance transfers must occur within 90 days to receive 0% APR for 12 months and cost the greater of $5 or 3%. Merchant coding controls bonus categories; cash-like transactions and fees do not earn rewards. Foreign transactions cost 3%.

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First Citizens Smart Option Credit Card credit card
RewardsNo ongoing rewards
Promotional financingThis card does not earn rewards. Balance transfers must occur within 90 days to receive 0% APR for 12 months and cost the greater of $5 or 3%. Foreign transactions cost 3%; after the intro period the regular variable APR applies.
Annual fee $0
Rewards & conditions

No rewards

Promotional financing: This card does not earn rewards. Balance transfers must occur within 90 days to receive 0% APR for 12 months and cost the greater of $5 or 3%. Foreign transactions cost 3%; after the intro period the regular variable APR applies.

This card does not earn rewards. Balance transfers must occur within 90 days to receive 0% APR for 12 months and cost the greater of $5 or 3%. Foreign transactions cost 3%; after the intro period the regular variable APR applies.

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First Citizens Travel Rewards Card credit card
Travel3 pointsper $1 on travel
Dining2 pointson dining
Eligible purchases1.5 pointselsewhere
Annual fee $95
Rewards & conditions

3 points per $1 on travel; 2 points on dining; 1.5 points elsewhere

The $95 annual fee is waived only for the first year. Balance transfers must occur within 90 days to receive 0% APR for 12 months and cost the greater of $5 or 3%. Merchant coding controls category rewards. A $5,000 minimum credit line is required for Visa Signature eligibility.

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First Tech Choice Rewards World Mastercard credit card

First Tech Federal Credit Union

First Tech Choice Rewards World Mastercard

Groceries & Gas2 pointsper $1 on gas, groceries and household goods
Eligible purchases1 pointper $1 elsewhere
Annual fee $0
Rewards & conditions

2 points per $1 on gas, groceries and household goods; 1 point per $1 elsewhere

The $3,000 qualifying purchase total must post within 60 days of account opening; bonus points post on the second statement after qualification. Merchant coding controls 2X eligibility. Returns, balance transfers, fees, cash advances and cash-equivalent purchases do not earn points. Membership and credit approval are required.

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First Tech Odyssey Rewards World Elite Mastercard credit card
Hotels3 pointsper $1 on travel and hotels
Dining2 pointsper $1 on dining
Eligible purchases1 pointper $1 elsewhere
Annual fee $75
Rewards & conditions

3 points per $1 on travel and hotels; 2 points per $1 on dining; 1 point per $1 elsewhere

The $3,000 qualifying purchase total must post within 90 days of account opening; bonus points post on the second statement after qualification. Merchant coding controls bonus categories. Returns, transfers, fees, cash advances and cash-equivalent purchases do not earn points. Ongoing annual fee is $75 after the first-year waiver.

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First Tech Platinum Mastercard credit card

First Tech Federal Credit Union

First Tech Platinum Mastercard

RewardsNo ongoing rewards
Annual fee $0
Rewards & conditions

No rewards

This card does not earn rewards. Membership and credit approval are required. The public product page directs applicants to current rates and fees for the assigned variable APR and balance-transfer terms.

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First Tech Platinum Rewards Mastercard credit card

First Tech Federal Credit Union

First Tech Platinum Rewards Mastercard

Eligible purchases1 pointper $1 on purchases
Annual fee $0
Rewards & conditions

1 point per $1 on purchases; no stated cap and points do not expire under current terms

The $2,000 qualifying purchase total must post within 60 days of account opening; bonus points post on the second statement after qualification. Returns, balance transfers, fees, cash advances and cash-equivalent purchases do not earn points. The account must remain in good standing for redemption.

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First Tech Platinum Secured Mastercard credit card

First Tech Federal Credit Union

First Tech Platinum Secured Mastercard

Eligible purchases1 pointper $1 on eligible purchases
Annual fee $0
Rewards & conditions

1 point per $1 on eligible purchases

The credit line is secured by an approved refundable security deposit. Rewards require an account in good standing; returns, transfers, fees, cash advances and cash equivalents do not earn points. Membership and credit approval are required.

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