THE CARDTUNED DATABASE
DICK'S Credit Card
Issuer: Synchrony · Network: Varies
Earn 10% Back1 in Rewards on qualifying purchases at our brands. | Earn a $30 Bonus Reward1 after you open & use a DICK'S Credit Card at one of our brands today. | Get up to 24 Months Special Financing1 on qualifying in-store purchases. Choose from 12, 18 or 24 months.
- Annual fee
- $0
- Foreign transaction fee
- Varies by card version; see live application terms
- Intro APR
- No standard account-wide introductory APR; promotional financing may be available on qualifying purchases under the advertised terms.
- Regular APR
- Store-card version: 30.49% variable purchase APR
Full card review date:
This date covers the full card review. Individual terms may have been checked separately afterward; see dates noted in the terms and offer below.
Current offer
$30 bonus reward after opening and using the card at an eligible DICK'S brand
- Spending requirement
- First eligible purchase at a participating DICK'S brand
- Time window
- At account opening / same-day use
Offer last checked: 2026-09-08
Earning rates
Scroll the table horizontally on smaller screens.
| Category | Rate | Eligible purchases and conditions |
|---|---|---|
| Eligible purchases | 10% | Back1 in Rewards on qualifying purchases at our brands. |
Additional benefits
• Earn a $30 Bonus Reward1 after you open & use a DICK'S Credit Card at one of our brands today.
• Get up to 24 Months Special Financing1 on qualifying in-store purchases. Choose from 12, 18 or 24 months.
Restrictions to know
Applicants may receive the private-label DICK'S Credit Card or DICK'S Mastercard, so the network varies. The 10% ScoreCard reward applies to qualifying purchases at participating DICK'S brands; the Mastercard separately earns 1% on other eligible purchases.
Who can apply
Subject to Synchrony credit approval and identity verification; U.S. application and product-specific requirements apply.
Credit profile: Issuer underwriting applies; no universal public score cutoff