THE CARDTUNED DATABASE
Dillard's Credit Cards
Issuer: Citi · Network: Varies
2 points per $1 on qualifying Dillard's purchases; additional earning and redemption terms vary by card version
- Annual fee
- $0
- Foreign transaction fee
- Varies: 3% for Dillard's Mastercard; Not Applicable for Dillard's store card
- Intro APR
- No public introductory APR listed; promotional terms, if any, are disclosed in the application.
- Regular APR
- Variable purchase APR; exact rate is disclosed in the application and card agreement.
Full card review date:
This date covers the full card review. Individual terms may have been checked separately afterward; see dates noted in the terms and offer below.
Current offer
10% Off Welcome Shopping Pass after $100 in net Dillard’s purchases on the account-opening day; maximum $100 discount.
- Spending requirement
- $100 in net Dillard's purchases
- Time window
- Account-opening day
Offer last checked: 2026-09-07
Earning rates
Scroll the table horizontally on smaller screens.
| Category | Rate | Eligible purchases and conditions |
|---|---|---|
| Eligible purchases | 2 points | per $1 on qualifying Dillard's purchases |
Additional benefits
• Earn 2 Rewards Points per $1 on eligible Dillard’s purchases with either card version.
• Dillard’s Mastercard also earns 2 points per $1 at U.S. gas stations and U.S. supermarkets and 1 point per $1 on other eligible purchases.
• At 1,500 points, choose a 10% Off Shopping Pass or a $10 Rewards Certificate for eligible Dillard’s purchases.
Restrictions to know
Welcome pass requires $100 in net Dillard’s purchases on the account-opening day and is delivered with the first statement; discount is capped at $100. The default ongoing reward is a 10% Off Shopping Pass unless the cardmember changes the selection. A reward is issued only after 1,500 points. Shopping Passes are single-day offers, have purchase exclusions, and cannot be combined with Dillard’s percentage-off coupons or Rewards Certificates. Mastercard-only rewards outside Dillard’s do not apply to the closed-loop store card.
Who can apply
Subject to Citi approval; the issued Dillard's network or store-card version depends on creditworthiness and current application rules.
Credit profile: Not Public / issuer underwriting applies