THE CARDTUNED DATABASE
Exxon Mobil Smart Card+ Credit Card
Issuer: Citi
Gas savings at Exxon and Mobil stations, statement credits on eligible non-fuel purchases, and promotional first-month savings
- Annual fee
- $0
- Foreign transaction fee
- Not Applicable — closed-loop card
- Intro APR
- No public introductory APR listed; promotional terms, if any, are disclosed in the application.
- Regular APR
- Variable purchase APR; exact rate is disclosed in the application and card agreement.
Full card review date:
This date covers the full card review. Individual terms may have been checked separately afterward; see dates noted in the terms and offer below.
Earning rates
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| Category | Rate | Eligible purchases and conditions |
|---|---|---|
| Eligible purchases | 5% | back as a statement credit on eligible convenience-store purchases and car washes. |
Additional benefits
• Save 12¢ per gallon on Synergy Supreme+ premium gasoline at participating Exxon and Mobil stations.
• Save 10¢ per gallon on regular, mid-grade, and diesel fuel at participating stations.
• Fuel savings can stack with Exxon Mobil Rewards+ benefits where available.
Restrictions to know
This is a closed-loop card usable only at participating Exxon and Mobil locations. The 5% non-fuel rebate applies only to the first $1,200 of eligible non-fuel purchases per calendar year; lottery tickets, money orders, and gift cards are excluded, and state restrictions may apply. Fuel discounts are normally applied at the point of sale but may post as a statement credit within 1–2 billing cycles if instant discounting is unavailable. Exxon Mobil Rewards+ enrollment is separate and its points expire under program terms.
Who can apply
Subject to Citi approval and current retail-card application rules; this is a closed-loop or limited-acceptance card.
Credit profile: Not Public / issuer underwriting applies