THE CARDTUNED DATABASE
Tractor Supply Credit Cards
Issuer: Citi · Network: Varies
Earn rewards on qualifying Tractor Supply purchases; rates and financing options vary by card version and offer
- Annual fee
- $0
- Foreign transaction fee
- Varies: 3% for Tractor Supply Visa; Not Applicable for Tractor Supply store card
- Intro APR
- No public introductory APR listed; promotional terms, if any, are disclosed in the application.
- Regular APR
- Variable purchase APR; exact rate is disclosed in the application and card agreement.
Full card review date:
This date covers the full card review. Individual terms may have been checked separately afterward; see dates noted in the terms and offer below.
Current offer
Bonus Reward with a qualifying Tractor Supply purchase; amount and purchase requirement vary by live application.
- Spending requirement
- Not publicly disclosed
- Time window
- Not publicly disclosed
Offer last checked: 2026-09-04
Earning rates
Scroll the table horizontally on smaller screens.
| Category | Rate | Eligible purchases and conditions |
|---|---|---|
| Eligible purchases | 5% | in Rewards on eligible Tractor Supply purchases, or choose special financing on purchases of $199 or more. |
| Groceries & Gas | 3% | TSC Visa earns 3% in Rewards at eligible gas stations, grocery stores, and veterinary services. |
| Eligible purchases | 1% | TSC Visa earns 1% in Rewards on other eligible purchases. |
Additional benefits
• TSC Visa earns 3% in Rewards at eligible gas stations, grocery stores, and veterinary services.
• TSC Visa earns 1% in Rewards on other eligible purchases.
• Automatic Preferred Plus Neighbor status, the highest Neighbor’s Club tier.
• Rewards can be redeemed at Tractor Supply stores, TractorSupply.com, or in the TSC app.
Restrictions to know
Card family includes a closed-loop TSC Store Card and a general-purpose TSC Visa. Outside-Tractor-Supply rewards and Visa acceptance apply only to the Visa version. On qualifying Tractor Supply purchases, cardholders generally choose 5% Rewards or promotional financing, not both. Special financing begins at $199 and current long-term 3.99% financing requires a single purchase of $1,599 or more; terms cannot be combined with another credit promotion. Bonus Reward amount and qualifying purchase terms vary in the live application.
Who can apply
Subject to Citi approval; the issued Tractor Supply network or store-card version depends on creditworthiness and current application rules.
Credit profile: Not Public / issuer underwriting applies