THE CARDTUNED DATABASE
Citi Strata Premier Card
Issuer: Citi · Network: Mastercard
10X eligible hotels, car rentals and attractions through Citi Travel; 3X air travel, other hotels, restaurants, supermarkets and gas/EV charging; 1X other
- Annual fee
- $95
- Foreign transaction fee
- $0
- Intro APR
- No public introductory APR listed; promotional terms, if any, are disclosed in the application.
- Regular APR
- 20.24%–28.24% variable APR.
Full card review date:
This date covers the full card review. Individual terms may have been checked separately afterward; see dates noted in the terms and offer below.
Current offer
60,000 ThankYou Points after $4,000 in purchases within 3 months of account opening.
- Spending requirement
- $4,000 in purchases
- Time window
- 3 months from account opening
Offer last checked: 2026-09-05
Earning rates
Scroll the table horizontally on smaller screens.
| Category | Rate | Eligible purchases and conditions |
|---|---|---|
| Hotels & Car rentals & Attractions | 10X | eligible hotels, car rentals and attractions through Citi Travel |
| Selected categories | 3X | air travel, other hotels, restaurants, supermarkets and gas/EV charging |
| Other purchases | 1X | other |
Restrictions to know
The $100 annual hotel benefit requires a single hotel stay of $500 or more, excluding taxes and fees, booked through Citi Travel. The welcome offer is subject to Citi's 48-month bonus eligibility rule.
Who can apply
U.S. applicant of legal age; subject to Citi credit approval, identity and income verification, and current product/application rules.
Credit profile: Not Public / issuer underwriting applies