THE CARDTUNED DATABASE
L.L.Bean Mastercard
Issuer: Citi · Network: Mastercard
5% back in Bean Bucks at L.L.Bean; 2% at restaurants; 1% on all other purchases
- Annual fee
- $0
- Foreign transaction fee
- 3%
- Intro APR
- No public introductory APR listed; promotional terms, if any, are disclosed in the application.
- Regular APR
- Variable purchase APR; exact rate is disclosed in the application and card agreement.
Full card review date:
This date covers the full card review. Individual terms may have been checked separately afterward; see dates noted in the terms and offer below.
Current offer
20% off eligible L.L.Bean purchases upon approval.
- Spending requirement
- No spend required
- Time window
- Upon approval
Offer last checked: 2026-09-04
Earning rates
Scroll the table horizontally on smaller screens.
| Category | Rate | Eligible purchases and conditions |
|---|---|---|
| Eligible purchases | 5% | back in Bean Bucks at L.L.Bean |
| Dining | 2% | at restaurants |
| Other purchases | 1% | on all other purchases |
Additional benefits
• One Bean Buck equals $1 toward eligible L.L.Bean purchases and can be redeemed online, in stores, or by phone.
• Free shipping, free return shipping, and free monogramming on eligible L.L.Bean orders paid with the card.
• Birthday bonus, special cardmember sales and offers, and 15% off eligible Outdoor Discovery Programs.
Restrictions to know
20% opening discount applies at L.L.Bean upon approval and is subject to offer exclusions. Bean Bucks can be redeemed only for eligible L.L.Bean purchases; they remain active while the card is used under program terms. Free shipping, return shipping, monogramming, birthday, Outdoor Discovery, and promotional benefits require eligible purchases or participation and may have exclusions. Foreign transaction and other pricing terms are shown in the application disclosure.
Who can apply
Subject to Citi approval, identity and income verification, and current L.L.Bean Mastercard product/application rules.
Credit profile: Not Public / issuer underwriting applies