THE CARDTUNED DATABASE
Credit One Bank Platinum Rewards Visa Card
Issuer: Credit One Bank · Network: Visa
1% cash back on eligible gas and grocery purchases and qualifying mobile phone, internet, cable and satellite TV services
- Annual fee
- $39
- Foreign transaction fee
- See current application terms
- Intro APR
- No public introductory APR listed.
- Regular APR
- 29.74% variable APR
Full card review date:
This date covers the full card review. Individual terms may have been checked separately afterward; see dates noted in the terms and offer below.
Current offer
Offer and credit limit vary by prequalification; no uniform public welcome bonus.
- Spending requirement
- Not disclosed in the recorded source summary
- Time window
- Not disclosed in the recorded source summary
Offer last checked: 2026-09-04
Earning rates
Scroll the table horizontally on smaller screens.
| Category | Rate | Eligible purchases and conditions |
|---|---|---|
| Groceries & Gas | 1% | cash back on eligible gas and grocery purchases and qualifying mobile phone, internet, cable and satellite TV services |
Additional benefits
• Visa acceptance and fraud protections
• Prequalification may be available before the final application
Restrictions to know
A $39 annual fee applies. Cash back is limited to eligible purchases in the named categories and depends on merchant coding; returns, credits, transfers, cash advances, fees and cash equivalents do not earn rewards. The offer, credit limit and approval terms may vary through prequalification. No introductory APR is publicly listed.
Who can apply
Public prequalification; final terms depend on the offer
Credit profile: Average–Excellent