THE CARDTUNED DATABASE
Credit One Bank American Express for Rebuilding Credit
Issuer: Credit One Bank · Network: American Express
1% cash back on eligible gas, grocery, internet, cable, satellite TV and mobile phone service purchases
- Annual fee
- $99
- Foreign transaction fee
- See current application terms
- Intro APR
- No public introductory APR listed.
- Regular APR
- Published standard offer: 29.74% variable APR; final prequalified agreement may differ.
Full card review date:
This date covers the full card review. Individual terms may have been checked separately afterward; see dates noted in the terms and offer below.
Earning rates
Scroll the table horizontally on smaller screens.
| Category | Rate | Eligible purchases and conditions |
|---|---|---|
| Groceries & Gas | 1% | cash back on eligible gas, grocery, internet, cable, satellite TV and mobile phone service purchases |
Additional benefits
• $99 annually thereafter, billed $8.25 per month
• Retail Protection and eligible Amex Offers
• Credit-building card; not the separately offered Secured Card
Restrictions to know
Annual Fee field is the recurring $99; first year is $75. Eligible merchant categories govern 1% rewards. APR, fees and credit limits depend on the specific prequalified agreement.
Who can apply
Public prequalification available; final approval and pricing depend on creditworthiness.
Credit profile: Rebuilding