THE CARDTUNED DATABASE
Credit One Bank Platinum X5 Visa Signature Card
Issuer: Credit One Bank · Network: Visa
5% cash back on the first $5,000 in eligible gas, grocery, internet, cable, satellite TV and mobile-phone-service purchases each year, then 1%; 1% on other eligible purchases
- Annual fee
- $95
- Foreign transaction fee
- See current application terms
- Intro APR
- No public introductory APR listed.
- Regular APR
- 29.74% variable APR
Full card review date:
This date covers the full card review. Individual terms may have been checked separately afterward; see dates noted in the terms and offer below.
Earning rates
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| Category | Rate | Eligible purchases and conditions |
|---|---|---|
| Groceries & Gas | 5% | cash back on the first $5,000 in eligible gas, grocery, internet, cable, satellite TV and mobile-phone-service purchases each year, then 1% |
| Other purchases | 1% | on other eligible purchases |
Additional benefits
• Up to $250 annual cash back at the 5% rate
• 1% back after the cap and on other eligible purchases
• Visa Signature benefits
• Prequalification available
Restrictions to know
The 5% rate is limited to the first $5,000 in combined eligible category purchases per year. Grocery eligibility generally excludes warehouse clubs and many superstores; merchant coding controls. The annual fee is charged against the available credit limit.
Who can apply
Public prequalification available; final approval and pricing depend on creditworthiness.
Credit profile: Average–Excellent