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Former Kroger-family co-brand rewards card; portfolio announced to transition to U.S. Bank Smartly in fall 2026

Closed to new applications. Existing accounts are scheduled to transition under U.S. Bank's announced Kroger co-brand conversion; timing, replacement-card terms and retained rewards are governed by the issuer notice.

5% cash back in rotating everyday purchase categories each quarter up to the quarterly maximum after activation; 1% on all other purchases

• Activation required
• Eligible net purchases outside the activated quarterly category earn the base rate; no quarterly activation required for the base rate.

Category activation and quarterly cap apply.

2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter; unlimited 1% on other purchases

2% categories share a $1,000 combined quarterly purchase cap.

1.5X miles on every dollar of every purchase

Rewards apply to eligible net purchases only. Merchant coding controls bonus categories; returns, fees, interest, cash advances, balance transfers, and cash-like transactions do not earn rewards. Offer eligibility, category caps, and redemption values follow issuer terms.

5% cash back in rotating everyday purchase categories each quarter up to the quarterly maximum after activation; 1% on all other purchases

• Issuer's quarterly maximum; activation required.
• Deposit $49/$99/$200 according to creditworthiness; initial line $200. Deposit is due within 35 days. Approval is not guaranteed.
• Activation required
• 1% on other eligible purchases

Required refundable deposit is $49, $99 or $200 based on creditworthiness; initial line starts at $200. Deposit due within 35 days of approval. Quarterly 5% categories require activation and are subject to the issuer's quarterly maximum; other purchases earn 1%.

5% rotating quarterly categories on up to $1,500 in combined quarterly purchases after activation; 1% other purchases

• No quarterly cap on base rewards
• Base rewards do not require quarterly category activation

5% category activation required; $1,500 combined quarterly purchase cap.

2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter; unlimited 1% on other purchases

• First $1,000 in combined gas-station and restaurant purchases per quarter.

Rewards apply to eligible net purchases only. Merchant coding controls bonus categories; returns, fees, interest, cash advances, balance transfers, and cash-like transactions do not earn rewards. Offer eligibility, category caps, and redemption values follow issuer terms.

10% Disney Rewards Dollars on DisneyPlus.com, Hulu.com or Stream.ESPN.com; 3% gas stations and most other U.S. Disney locations; 2% grocery stores and restaurants; 1% other

Rewards apply to eligible net purchases only. Merchant coding controls bonus categories; returns, fees, interest, cash advances, balance transfers, and cash-like transactions do not earn rewards. Offer eligibility, category caps, and redemption values follow issuer terms.

5% Disney Rewards Dollars on DisneyPlus.com, Hulu.com or Stream.ESPN.com; 2% on select purchases; 1% other

Rewards apply to eligible net purchases only. Merchant coding controls bonus categories; returns, fees, interest, cash advances, balance transfers, and cash-like transactions do not earn rewards. Offer eligibility, category caps, and redemption values follow issuer terms.

Unlimited 1% in Disney Rewards Dollars on eligible card purchases

0% financing applies only to eligible Disney vacation packages; merchandise, dining and tour savings have location/item exclusions; new-card bonus unavailable to current cardmembers or prior cardmembers who received a bonus within 24 months

4% DoorDash and Caviar; 3% dining purchased directly from restaurants; 2% grocery stores online or in-store; 1% other

Rewards apply to eligible net purchases only. Merchant coding controls bonus categories; returns, fees, interest, cash advances, balance transfers, and cash-like transactions do not earn rewards. Offer eligibility, category caps, and redemption values follow issuer terms.

Promotional financing on qualifying purchases | Exclusive statement-credit and DX Bucks offers | $0 fraud liability

Accepted for eligible DX Engineering purchases. Promotional financing and statement-credit/DX Bucks offers are time-limited and may require registration, minimum spend or other offer-specific conditions.

Legacy eBay rewards Mastercard; program ended March 24, 2026

The program ended March 24, 2026. The card can no longer be used for purchases or earn/redeem rewards; existing balances remain payable under the cardholder agreement.

Business rewards and expense features for eligible Edward Jones clients

Available exclusively to eligible Edward Jones clients and subject to U.S. Bank credit approval. Rewards and introductory offers apply only to eligible transactions and may exclude returns, credits, balance transfers, cash advances, fees and cash-equivalent purchases. The creditor and issuer is U.S. Bank National Association; account terms and Mastercard benefit exclusions apply.

Flexible balance and payment features for eligible Edward Jones clients

Available exclusively to eligible Edward Jones clients and subject to U.S. Bank credit approval. Promotional financing and balance-transfer offers apply only to qualifying transactions and may require completion within a stated post-opening period; transfer fees and subsequent variable APR apply. The creditor and issuer is U.S. Bank National Association; account terms and Mastercard benefit exclusions apply.

Triple-rewards structure on eligible categories with Edward Jones relationship benefits

Rewards apply only to eligible net purchases; returns, credits, balance transfers, cash advances, fees, interest and cash-equivalent transactions do not earn rewards. APR, fees and approval terms are governed by the current application and card agreement.

Emirates earning and Skywards Gold tier benefits

Rewards apply only to eligible net purchases; returns, credits, balance transfers, cash advances, fees, interest and cash-equivalent transactions do not earn rewards. Airline or hotel benefits are tied to the linked loyalty account, may require enrollment and an open account in good standing, and remain subject to partner-program availability, award pricing and benefit exclusions. APR, fees and approval terms are governed by the current application and card agreement.

Emirates earning and Skywards Silver tier benefits

Rewards apply only to eligible net purchases; returns, credits, balance transfers, cash advances, fees, interest and cash-equivalent transactions do not earn rewards. Airline or hotel benefits are tied to the linked loyalty account, may require enrollment and an open account in good standing, and remain subject to partner-program availability, award pricing and benefit exclusions. APR, fees and approval terms are governed by the current application and card agreement.