THE CARDTUNED DATABASE
Citi Simplicity Card
Issuer: Citi · Network: Mastercard
No rewards focus; low-intro-APR/balance-transfer card
- Annual fee
- $0
- Foreign transaction fee
- 3%
- Intro APR
- No public introductory APR listed; promotional terms, if any, are disclosed in the application.
- Regular APR
- Variable purchase APR; exact rate is disclosed in the application and card agreement.
Full card review date:
This date covers the full card review. Individual terms may have been checked separately afterward; see dates noted in the terms and offer below.
Current offer
No cash or points welcome bonus; introductory, low-rate, or credit-building terms are the primary new-account feature.
Offer last checked: 2026-09-04
Additional benefits
• No rewards focus
• low-intro-APR/balance-transfer card
Who can apply
U.S. applicant of legal age; subject to Citi credit approval, identity and income verification, and current product/application rules.
Credit profile: Not Public / issuer underwriting applies